Job Title

Exciting Job Opportunity with a leading fintech companyLocation: Bangalore Designation: Senior Manager - Risk Experience: 5-12 years Qualification: MBA/ B.Tech ️ Work Type: Work from home (WFH)Role Overview : We are looking for an experienced and strategic Senior Manager – Risk to join our team. The ideal candidate will possess a strong background in risk management, fraud prevention, and regulatory compliance within the fintech or banking sector. You will lead the development and implementation of risk frameworks, ensuring the company's exposure to credit and fraud risks is minimized while supporting its strategic growth.Key Responsibilities :Risk Management Strategy : Develop and implement risk management frameworks that identify, assess, and mitigate operational, financial, and strategic risks. Conduct regular risk assessments and scenario analysis to evaluate potential impacts on the business. Fraud & Credit Risk Management : Lead the design and implementation of fraud detection mechanisms to reduce financial loss. Oversee credit risk assessments, including credit scoring models, risk evaluation, and mitigating strategies. Regulatory Compliance : Ensure adherence to local and global regulatory requirements related to risk management, such as RBI, GDPR, etc. Maintain up-to-date knowledge of the evolving regulatory landscape affecting fintech. Risk Reporting : Prepare and present comprehensive risk reports for senior leadership, outlining key risks and mitigation strategies. Provide insights and actionable recommendations based on risk data analysis. Stakeholder Engagement : Work cross-functionally with Finance, Legal, Operations, and IT teams to ensure integrated risk management. Engage with internal and external stakeholders, including auditors and regulatory bodies, to ensure compliance and best practices. Team Leadership : Lead and mentor a team of risk professionals, providing guidance on their professional development and performance. Foster a risk-aware culture within the organization through training and awareness programs.Key Requirements :Education : Bachelor’s degree in Finance, Risk Management, or related field. Master’s degree or relevant certifications (e.g., FRM, CFA) is a plus. Experience : 5-12 years of experience in risk management, ideally within fintech, banking, or financial services. Proven experience in fraud risk management, credit risk evaluation, and regulatory compliance. Strong knowledge of risk management tools, techniques, and frameworks. Skills : Expertise in risk identification, assessment, and mitigation strategies. Proficiency in risk analysis software and tools (e.g., SAS, MATLAB). Strong understanding of financial products, digital payments, and the regulatory environment. Excellent verbal and written communication skills to present risk data to non-technical stakeholders. Leadership and mentoring abilities with a collaborative approach.