Job Title

Risk_Data Mining Function: - Risk Policy: Credit Card (Unsecured) Location: - Goregaon, Mumbai Job Role: - Senior Manager/Assistant Vice President, Pre Acquisition Risk Data mining policy Job Summary: We are seeking a highly analytical and detail-oriented data analyst to join our team. The ideal candidate will be responsible for collecting, processing, and analysing large datasets to provide actionable insights that support business decision-making. Key Responsibilities: 1. Risk Management: Overseeing the risk associated with offer generation, including credit risk, operational risk, and reputational risk. 2. Data Management and Analytics: o Managing and analysing vast datasets, running policy waterfalls on offers to identify patterns, trends, and potential risks related to offer generation. o Coding skills on SAS, SQL, and Python etc. is a must. o Well versed in running statistical analysis through Decision tree etc. 3. Process Governance: o Establishing and maintaining robust processes for offer generation, including data validation, approval workflows, and ongoing monitoring. o Ensuring timely release of offers to all relevant stakeholders 4. Communication and Collaboration: o Effectively communicating risk-related information to stakeholders, including senior management and business teams. o Collaborate with analytics team, product teams and IT to ensure consistent data. 5. Compliance: Ensuring compliance with relevant regulations and internal policies related to offer generation and credit lending. · Industry Knowledge: Strong understanding of the financial services industry, particularly in areas related to credit lending and offer generation. Job Requirement: · Bachelor’s degree in Computer Science/ Statistics/ Mathematics/ Economics from top B school. · Atleast 6 years of experience in data analytics. · Strong SQL skills and experience with data querying and manipulation. · Proficiency in Excel, Python/R , and statistical tools. · Should have relevant working knowledge of banking systems, BRE