Job Title

Key Responsibilities: Team Leadership: • Manage and mentor a team, setting clear objectives and ensuring their professional growth. • Allocate tasks, monitor performance, and address challenges within the team. Reconciliation Oversight: • Ensure accurate and timely reconciliation of co-lending transactions, including disbursements, collections, profit-sharing arrangements, FLDG settlement and reporting. • Identify discrepancies and resolve cross functional issues, collaborating with diverse teams to drive alignment and deliver integrated solutions. • Deep understanding of Portfolio Reconciliations and maintaining a robust framework of the same in alignment with co-lending agreements. Stakeholder Management: • Liaise with partner banks, financial institutions, and internal teams (finance, operations, IT) to ensure seamless transaction management. • Provide regular updates and reports to senior management and partners regarding reconciliation statuses. Process Improvement: • Evaluate and enhance existing reconciliation processes for better accuracy and efficiency. • Driving tech automations with cross functional teams to minimize manual interventions. Regulatory Compliance: • Ensure adherence to regulatory guidelines and co-lending policies as prescribed by RBI and other relevant authorities. • Coordinate with compliance teams for timely audits and inspections. Data Analysis and Reporting: • Analyze reconciliation data to identify trends, patterns, or potential risks. • Prepare detailed reports and dashboards for management review. Requirements: • MBA (Finance/Operations) or CA required. • Must have 2 years or more of relevant experience in lending processes, co-lending partnerships, or account reconciliation.