Job Title

Who We Are Roc360 is a financial services and asset management platform for residential property investors in the United States. The company connects fragmented loan markets with institutional capital through a branchless network of third-party originators, brokers, and in-house sales teams to originate loans to property investors who buy, rehab, resell, and/or rent properties. The company originates and services multiple business-purpose loan products (“BPLs”), via various sales channels which, together with ancillary service offerings, provide an end-to-end experience that drives repeat customer transactions and profitability. The company’s loan products include residential transitional bridge loans (“RTLs”) (including single and multi-family properties) and Rental Loans (including single property rentals and rental portfolios). Founded in 2014, Roc360 is headquartered in NYC and has over 400 team members globally across three continents and five countries. Roc360 can originate loans in 45+ states and Washington, D.C. The company’s founders have worked together for over 20 years, and most of its senior management teams have also enjoyed a long tenure at the company. Through its proprietary technology-enabled Third-Party Originator and Direct-to-Borrower lending channels and strong brand recognition, the company has funded over $15bn in loans since its inception. What We Do Roc enables investors, brokers and lenders to scale their businesses through innovative products in the real estate space. We want to make it easy for everyone to renovate, own, or invest in homes. Our various business units along with the real estate value chain are geared towards fulfilling this objective. Our core business unit Roc Capital is focused on capital lending for real estate investment Finance of America Commercial is our direct to borrower sales channel Tamarisk is our in-house AMC providing property appraisal services Elmsure provides Insurance solutions for real estate investors We have grown significantly since inception, and we have managed to do this with a commitment to superior underwriting and risk management practices. Our India office is a captive offshore unit based in Chennai and provides analytical and operational support to all our business units globally. What We Offer We offer a dynamic and global workspace with ample opportunities to excel and grow in a variety of financial risk and analytical roles. You will be interacting extensively with senior management in India and across the globe. As a young and fast-growing organization, your career growth will be influenced solely by your performance and self-drive. We invest significantly in training people at all levels and actively work with them to plan their career growth. We are looking for young energetic professionals with excellent aptitude and attitude, and very good verbal and written communications skills. Role -Valuation Analyst Designation- Associate / Senior Associate Location- Chennai Timing -US Shift- 6.30 pm to 3.30am IST Key Responsibilities Assess as-is and as repaired value of residential real estate properties, taking into consideration regional market trends, borrower’s rehab project, zoning and comparable Properties. Use appropriate valuation techniques and evaluate realistic exit strategies outlined by the borrowers. Present both verbal and written analyses of property value and make recommendations to the underwriting team on complex valuation issues. Conduct specialized reviews on closed loans and repurchase requests, providing professional assessments of property values. Challenge and rebut third-party valuations when necessary. Research and verify subject property and comparable data using online sources. Manage and coordinate communications with third-party valuation/appraisal service providers and auditors throughout the valuation process. Review and validate appraisal reports on FNMA forms 1004(URAR),1025(Small Residential Income property),2055(Exterior -only), and 1073(Condominium). Ensure accuracy of date including GLA, Site details, bed/bath count, condition ratings and comparable adjustments. Identify inconsistencies or red flags in appraisal methodology or valuation conclusions. Background/Experience Bachelor’s degree and above. Relevant experience in U.S. real estate industry is a must. Strong problem-solving and analytical skills. Knowledge of valuation methodologies is a plus. Excellent written and verbal communication skills. Strong organizational and execution skills. Highly motivated with a strong work ethic and desire to work in a fast-paced and fluid environment. Team-oriented and highly collaborative personality.