Job Title

Mega Drive for HCL- Tech (7th Aug 25) - US Mortgage underwritingLocation - ChennaiWalkin DetailsDate -7th Aug 25 Time- 10 AM - 2PM HR Contact Person- Deva Dharani/ Dharani Venue-ETA 3- Techno Park, Special Economic Zone, 33, Rajiv Gandhi Salai, Navallur Village and Panchayat, Thiruporur Panchayat Union, Navallur, Tamil Nadu 603103, India.Roles & Responsibilities ,1-5 years Min 1 year as QA US Shifts/Also flexible for any shifts • Review loan files for completeness and accuracy • Perform QA based on defined guidelines - Perform quality control reviews of residential loan files in accordance with Process quality control policies and procedures and accepted quality control standards. • Share the feedback and identify the coaching opportunities • Knowledge to validate that a prospective mortgagor's loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan • Confirm application information against all documents within the file • Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. • Should have experience in Income Calculations • Should possess analytical skills in reviewing the LTV/CLTV • Review the eligibility of Property, Borrowers • Evaluate debt ratio, loan-to-value ratios, credit score, property valuation • Identify risk factors, including fraud red flags to determine or verify misrepresentation • Condition files for missing/ supporting documentation as needed • Test system updates as well as system changes as they occur • Ensure the appropriate and confidential handling / sharing of sensitive client data. • Ensure all policies, procedures and guidelines are followed. • Complete required trainings and assessment.