Walk-In Drive for Whitefield, Bengaluru on August 30, 2025 (11 AM to 3 PM): Essential Job Functions: Review and verify loan applications and support documentation. Analyze loan risk and request additional information as necessary. Ensure compliance with regulatory standards. Ensure compliance with company policies and guidelines. Perform required analysis of property appraisal to ensure subject properties meet the company’s appraisal criteria. Determine and document loan conditions, communicate requirements, and/or decisions. Identify portfolio risks resulting from the client's underlying business practices. Document and effectively communicate reasons for the approval/rejection of loans. Effectively partner with Loan Set Up, Compliance Reviewers, Funders, Client Relationship Manager, and other operations staff to ensure smooth and efficient processing of all loans in the pipeline. Such other activities as may be assigned by your manager. Qualifications/ Requirements: 5+ years of recent US mortgage front-line underwriting (Live loans) experience into Residential Real Estate Experience with compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence (post-close) experience in the residential mortgage industry Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA Experience analyzing and calculating qualifying income from various tax documents Experience analyzing of credit reports and bank statements calculation of qualifying income from various tax documents, Experience with both AUS and manual underwriting methods including DU and LP. Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) and experience of working on Non-QM loans would be preferred. High producer with attention to quality Strong commitment to customer service and satisfaction with superior verbal and written communication skills Must be able to work under pressure and meet deadlines, while maintaining a positive attitude Working Conditions/Perks: Permanent WFO (Mon - Fri) Open to work for night shifts (Night Shift allowance provided) Home Pickup and Home Drop available Competitive salary Job Location: 3rd Floor, Brigade Tech Park, B Block, Pattandur Agrahara Village, Whitefield Road Bangalore- 560066
Job Title
Senior Underwriter