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Job Title: Product Manager – Treasury & ALM (Capital Cube) Location: India (Mumbai preferred) Experience: 7–12 years Function: Product Management – Treasury & Risk Reports To: Head of Treasury Products About Intellect Capital Cube Capital Cube is Intellect Design Arena’s next-gen, integrated Treasury Management Platform serving global banks and financial institutions. With a strong footprint across 30+ countries, Capital Cube empowers banks to manage liquidity, investments, and market risks with agility and regulatory precision.About the Role We are seeking an entrepreneurial and banking domain-savvy Product Manager to own and drive the Investments and ALM suite of Capital Cube, specifically focusing on delivering differentiated value for UK, Europe, and Middle East markets. The role is based in India and offers a high-growth track to build globally competitive fintech products from India.Key Responsibilities1. Product Vision & Strategy  Define and evolve the product vision and roadmap for ALM (Liquidity, IRRBB, FTP) and Investments modules.  Anticipate regulatory and market shifts (Basel IV, EBA, ILAAP, PRA, IFRS9, SAMA) and translate them into features.  Identify white spaces for innovation and automation in traditional treasury operations. 2. Client & Market Engagement  Interact directly with global and regional banks in the UK, Europe, Middle East, and India for product discovery and validation.  Participate in pre-sales conversations and create customized value propositions for clients.  Work closely with relationship teams, client partners, and business architects. 3. Cross-Functional Leadership  Collaborate with Engineering, UX, QA, Implementation, and Support teams to drive quality product outcomes.  Translate market needs into clear functional specifications and wireframes.  Lead sprint planning, backlog grooming, UAT and go-to-market execution. 4. Competitive & Regulatory Intelligence Track competitors like Murex, Finastra, Moody's, Adenza, Oracle, FIS, and Kyriba. Build deep understanding of treasury products used in India (e.g., Finacle Treasury, TCS BaNCS, Infosys Edgeverve, SunGard) and how they compare globally. Integrate India-specific regulatory compliance (RBI, SEBI, GIFT City, NBFC norms) into product considerations, while also meeting global standards. 5. Evangelism & GTM Create detailed product collaterals, whitepapers, and demo scripts. Participate in thought leadership webinars, client forums, and industry roundtables. Represent the product at analyst briefings and industry conferences.Must-Have Skills 7–12 years of experience in banking treasury or product management, preferably in ALM, liquidity, FTP, or investment platforms.  Prior experience working with or competing against key treasury platforms.  Experience in SaaS-based banking product management or Treasury consulting.  Deep understanding of: o Asset Liability Management (ALM) including Liquidity, IRRBB, and behavioral modelling. o Investment Boof of Records and Investment operations including primary/secondary market instruments, front-mid-backoffice functions. o Funds Transfer Pricing (FTP) frameworks o Exposure to treasury operations in banks/NBFCs in India is an added advantage.  Solid grasp of Basel regulations, EBA/PRA guidelines, SAMA norms, RBI ALM/ILM circulars.  Ability to interface with CXOs, CTOs, treasury heads, and IT/business stakeholders. Desirable Add-ons  Familiarity with Islamic Banking, Middle East liquidity structures, and structured investment products.  Experience in building cloud-native platforms or microservices-based products.  Certification such as FRM / CFA / CA / MBA (Finance) is preferred.  Awareness of Treasury digitization initiatives in India (GIFT City IFSC, RBI FX platforms, fintech API integrations).  Understanding of AI/ML-based ALM analytics and advanced scenario stress testing.  Hedge Accounting Target Profiles From:  Product managers and business analysts in fintech firms.  Domain consultants in Big 4 / banking advisory teams.