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Job Title


Residential Valuation


Company : ThoughtFocus


Location : Mysore, Karnataka


Created : 2025-12-17


Job Type : Full Time


Job Description

- Conduct property appraisals for residential and commercial mortgages intended for the secondary market. - Review and validate appraisal reports to ensure compliance with investor guidelines (Fannie Mae, Freddie Mac, FHA, VA). - Analyze market trends, comparable sales, and property conditions to determine fair market value. - Collaborate with underwriting, loan origination, and secondary market teams to support loan packaging and sales. - Ensure appraisal documentation meets regulatory and investor requirements for securitization and loan transfers. - Provide valuation insights for mortgage-backed securities (MBS) and secondary market transactions. - Maintain up-to-date knowledge of appraisal regulations, secondary market standards, and industry best practices. - Assist in audits and due diligence processes related to mortgage loan sales.Bachelor’s degree in Finance, Real Estate, Economics, or related field. - Licensed/Certified Residential or General Appraiser (state-specific certification required). - 3–5 years of experience in mortgage appraisal, preferably with exposure to the secondary market. - Strong knowledge of secondary market investor guidelines (Fannie Mae, Freddie Mac, Ginnie Mae). - Proficiency in appraisal software (ACI, Alamode, CoreLogic) and MS Excel. - Excellent analytical, research, and report-writing skills. - Strong communication and stakeholder management abilities.