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Job Title


Financial Spreading/ Covenant Monitoring


Company : Acuity Analytics


Location : Gurgaon, Haryana


Created : 2025-12-17


Job Type : Full Time


Job Description

Scouting candidates for Financial Spreading, Covenant monitoring & Testing and Quality checkRole & responsibilities- Analyzing and spreading the financial statements in Moody’s Risk Analyst (MRA) / Creditlens / client customized templates - Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process - Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments - Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures. - Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics. - Screening the credit agreements and analyzing the financial covenants applicable to the borrower - Monitor Covenant compliance and reporting. - Conduct detailed quality checks of client deliverables. - Managing capacity, efficiency and accuracy of the process - The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans. - Responsible for delivering 100% quality, meeting strict deadlines and ability to work under pressure.Key Competencies-- MBA (Finance) / CA (CPA equivalent) / CFA - Experience of 2-7 years in spreading - Proven track record of process handling and client management • Proficient in Advanced MS Excel - Prior experience of working on Moody’s Risk Analyst (MRA) is preferred - Excellent written and spoken communication skillsInterested Candidates please share CV's at jayshree.chutani@Title: Sr. AssociateLocation: Gurgaon (Work from office)Notice Period: Immediate - 0-60 days