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Job Title


Chief Product & Technology Officer


Company : Kredily


Location : Bengaluru, Karnataka


Created : 2025-12-17


Job Type : Full Time


Job Description

✨ We’re building India’s first Agentic AI Payroll OS with Fintech & Insurance at scale. Profitable & Pre-Series A funded. Looking for a CPTO Co-founder to join the journey.Kredily already powers 25,000+ businesses and 1 million+ employees. With a profitable SaaS foundation, we are now transitioning from SaaS → AI-first Payroll + Fintech OS, embedding automation, compliance, financial services, and insurance into one intelligent platform for India’s 63M SMBs.Our vision is to create a deeply engaged platform of SMBs and employees where Payroll is just the entry point. From there, we will cross-sell tailored financial products — loans, credit cards, investments, and insurance — making Kredily the default workplace + financial OS for India.We’re looking for a visionary Chief Product & Technology Officer (CPTO) to lead this transformation.Your role:- Lead the AI-native roadmap from SaaS → Payroll + Fintech OS. - Architect the AI-first tech stack (LLMs, agent frameworks, vector DBs). - Build fintech & insurance integrations at payroll scale. - Drive engagement-led growth, enabling intelligent cross-sell of financial products. - Ensure trust, compliance, and data security across payroll + financial services. - Build and mentor a world-class AI+SaaS+Fintech org. - Partner with CEO on vision, growth & fundraising.Requirements:- Top-tier college background (IIT/IIM/BITS or equivalent). - 10+ years startup experience with proven 0 → 1 → 100 scale. - Hands-on AI development (LLMs, ML infra, agentic workflows). - SaaS + Fintech/Insurance product leadership track record. - Willing to put skin in the game.What we offer:- Profitable & Pre-Series A funded startup with strong traction. - Co-founder track + high-upside ESOPs. - A chance to redefine Payroll + Fintech + Insurance in India at massive scale.Write to hr@, if you’re ready to build the future with us.