Job Title

Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager)Job location- Bengaluru (WFO mode)Job PurposeWe are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.Key Responsibilities- The candidate will perform credit risk assessment for General Corporate - Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates - Managing a portfolio of clients and handling rating assignments - Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates) - Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.) - Build forecast excel models (Projections and DCF models will be an added advantage) - Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties - Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the clientKey Competencies- 3-12 years relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations - Good communication skills - Ability to multi-task, priority setting and meeting deadlines - The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention - Clear and logical thinking to understand client’s requirementsPOC- Alka Sinha (alka.sinha@)