About the Role:We are scouting for individuals who will be building, planning and implementing the overall finance strategy. If you want to start small, impact large - this is the place for you.Key Responsibilities:●Credit Risk Assessment: Analyze Bank statements, Bureau reports, and other related documents to assess credit risk and the financial health of clients●Credit Evaluation: Provide recommendations based on credit scoring models and financial performance, ensuring decisions align with company policies and risk management guidelines.●Understanding of Financial Statements: Calculate and understand financial ratios and evaluate financial position of the borrower●Customer Interaction: Communicate with clients, to gather information and resolve queries related to credit assessments.●Compliance and Regulation: Ensure adherence to relevant credit policies, legal regulations, and best practices in credit analysis.●Trend Analysis: Stay updated on industry trends, market conditions, and macroeconomic factors affecting credit risk.●TAT management: Credit Analyst is held accountable for completing tasks promptly while maintaining the quality of work.Key Requirements:●Education: MBA(Finance) / CA / Inter CA●Experience: 4+ years of experience in the credit vertical of any of the Financial Institution / NBFC, Digital lending background would be an added advantage.●They must have approval authority for Unsecured Business loanSkills:●Strong understanding of financial statements and credit reports.●Proficiency in financials, risk analysis, and credit scoring systems.●Familiarity with credit-related regulations, policies, and industry Standards.●Excellent written and verbal communication skills.●Strong analytical, problem-solving, and decision-making abilities.●Ability to manage multiple tasks.Personal Attributes:●Detail-oriented with strong organizational skills.●Ability to work independently and in a team-oriented environment.●Strong interpersonal skills and the ability to interact effectively with clients to understand the business model.
Job Title
Assistant Credit Manager