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Job Title


Artificial Intelligence Researcher


Company : Balancehero India


Location : Kannur, Kerala


Created : 2025-12-18


Job Type : Full Time


Job Description

About BalanceHero & True BalanceBalanceHero India Pvt. Ltd. is a wholly-owned subsidiary of BalanceHero Co. Ltd., Korea, operating the mobile app True Balance—a one-stop platform offering financial services such as instant loans, utility bill payments, recharges, and more.Since launching in India in 2016, BalanceHero has evolved from a balance-check app to a full-fledged financial services provider with over $84 million raised from top global investors including SoftBank, Naver, and LINE.Our NBFC arm, True Credits Pvt. Ltd., is licensed by the RBI and focused on bridging India’s financial gap through seamless and accessible credit offerings. WebsiteAI Lab - Research ScientistAbout the jobResearch Scientist of Balancehero aims to achieve AI Excellence in the fintech domain by investigating actual problems in business. We are creating trustworthy and reliable AI systems for ‘Finance for All’. We are looking for a passionate, talented, and inventive ‘Research Scientist’ with a strong research background to resolve business problems.About the ResponsibilitiesResearch LLM Applications on Fintech DomainResearch AI on Fintech DomainResolve Industrial Problem using AI technologiesEngage in high impact applied research to take the latest AI developmentsShows AI Excellence by publishing research papers and protects technologies by publishing patentsRequirementsPhD in Computer Science, Computer Engineering, Industrial Engineering, Electrical Engineering, AI, Mathematics, Statistics, or related fields OR M.S. in the above fields plus 4 years of experience in Applied ResearchPublications in AI domain/Fintech Applications of AI as an first authorHas worked on an LLM (open source or commercial) that is currently available for useExperience in Deep Learning FrameworkPreferred qualificationPhD in Computer Science, Computer Engineering, Industrial Engineering, Electrical Engineering, AI, Mathematics, Statistics, or related fieldsPublications in AI domain as an first author at Neurips, ICML, ICLR, CVPR, ICCV, ECCV, ACL, EMNLP, AAAI, etcPublications in Fintech Applications of AI as an first author at ACM ICAIF, IEEE CiFer, ICFTAI, etcCore contributor to team that has trained a large language model from scratchDomain experience in Fintech domain such as Credit Risk, Fraud Detection, Underwriting Decisioning, etcPossess the ability to own and pursue a research agenda, including choosing impactful research problems and autonomously carrying out long-running projects.