About the Role: We are scouting for individuals who will be building, planning and implementing the overall finance strategy. If you want to start small, impact large - this is the place for you. Key Responsibilities: ●Credit Risk Assessment: Analyze Bank statements, Bureau reports, and other related documents to assess credit risk and the financial health of clients ●Credit Evaluation: Provide recommendations based on credit scoring models and financial performance, ensuring decisions align with company policies and risk management guidelines. ●Understanding of Financial Statements: Calculate and understand financial ratios and evaluate financial position of the borrower ●Customer Interaction: Communicate with clients, to gather information and resolve queries related to credit assessments. ●Compliance and Regulation: Ensure adherence to relevant credit policies, legal regulations, and best practices in credit analysis. ●Trend Analysis: Stay updated on industry trends, market conditions, and macroeconomic factors affecting credit risk. ●TAT management: Credit Analyst is held accountable for completing tasks promptly while maintaining the quality of work. Key Requirements: ●Education: MBA(Finance) / CA / Inter CA ●Experience: 4+ years of experience in the credit vertical of any of the Financial Institution / NBFC, Digital lending background would be an added advantage. ●They must have approval authority for Unsecured Business loan Skills: ●Strong understanding of financial statements and credit reports. ●Proficiency in financials, risk analysis, and credit scoring systems. ●Familiarity with credit-related regulations, policies, and industry Standards. ●Excellent written and verbal communication skills. ●Strong analytical, problem-solving, and decision-making abilities. ●Ability to manage multiple tasks. Personal Attributes: ●Detail-oriented with strong organizational skills. ●Ability to work independently and in a team-oriented environment. ●Strong interpersonal skills and the ability to interact effectively with clients to understand the business model.
Job Title
Assistant Credit Manager