Job Title

We are seeking a highly experienced Solution Architect with strong technical expertise in Instant Payments, SWIFT, ISO 20022, and core Java-based payment platforms. The role involves leading architecture design, modernization, and integration for large-scale banking and financial systems.Key ResponsibilitiesArchitect and design real-time/instant payment solutions (UPI, Faster Payments, SEPA Instant, RTP, FedNow).Lead end-to-end migration from SWIFT MT to ISO 20022 MX message standards.Define and develop Java-based microservices, APIs, and payment engines.Provide solution architecture for payment hubs, cross-border payment systems, clearing systems.Review technical designs, guide development teams, and enforce architecture best practices.Lead design of API specifications, message flows, and XML/XSD-based transformations.Ensure solutions are secure, scalable, resilient, and compliant with regulatory frameworks.Collaborate with engineering, business, and compliance teams across global locations.Work with cloud-native environments: AWS, Azure, or GCP, including Kubernetes/Docker-based deployment.Required Technical SkillsStrong hands-on Java experience (Java 8+), including:Spring / Spring BootMicroservices architectureREST/SOAP APIsMultithreading, performance tuningIntegration frameworks (Apache Camel, Spring Integration)Expertise in:Instant Payments (UPI, Faster Payments, SEPA Instant, FedNow, RTP)SWIFT Messaging (MT, MX, gpi)ISO 20022 (message validation, mapping, schema design)Experience with Kafka/MQ, distributed systems, and event-driven architecture.Strong knowledge of XML, XSD, JSON, and message transformation tools.Familiarity with security standards: PCI-DSS, encryption, tokenization.Integration experience with core banking systems, payment gateways, and clearing houses.Cloud architecture experience (AWS, Azure, GCP) is an added advantage.Professional AttributesStrong architectural decision-making ability.Excellent communication and stakeholder management.Ability to mentor engineering teams and manage complex technical environments.Analytical mindset with focus on reliability and performance.EducationBachelor’s/Master’s degree in Computer Science, Engineering, or related field.TOGAF / AWS Architect / Azure Architect certifications preferred.