Job Title

Greetings from Infosys BPM Ltd.,We are hiring for Walkin Drive for US Mortgage Underwriting Domain for Bangalore. Please walk-in for the interview on 23rd January 2026 in Bangalore.Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application.Please mention Candidate ID on top of the Resume ***Process Specialist- 1Yr to 4Yrs experience: details: Interview Date: 23rd January 2026 Interview Time: 09:30 AM to 12:00 PM ISTInterview Venue: Bangalore, E-City Phase-2, Infosys Limited, No. 40/P-41/P, Building: 68, Gate: 2, Electronic City phase 2, Industrial Area, Konappana Agrahara, Bangalore 560100. Landmark:In Between Sunik Industries and Tejas Networks.Please find below Job Description for your reference: Job Location: Bengaluru Qualification: Any Graduate (Full Time) Experience: 1- 4 Years Notice Period: Immediate Joiners Only Shift: US Shifts/ night Shifts (06:30 PM to 03:30 AM IST) Work From Office 5 Days is mandatory Week Offs: Rotational Offs Job Level: 2A/ 3A Designation: Senior Process Executive /Process SpecialistPurpose of the Role: The Underwriter will review all loan documents and data in a loan file with the goal of rendering an Underwriting decision based on the loan characteristics including but not limited to Borrowers ability to repay (income, employment and assets), borrowers credit history and the collateral (property). UWs are granted Lending Authority based on their experience and their performance on initial test cases. Once Lending Authority is received, they underwrite loans in accordance with regulatory requirements, Investor guidelines and overlays.Areas of Responsibility: Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss. Render final decision on pipeline of loans and recommend decisions on loans that exceed authority. Timely review of condition / final CTC Familiar with standard concepts, practices, and procedures within a particular field Relies on limited experience and judgment to plan and accomplish goals. Works under general supervision. A certain degree of creativity and latitude is required. Typically reports to a supervisor or manager. Strong understanding of Desktop Underwriting (DU) and Loan Prospector (LP) Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant Underwriter to validate that a prospective mortgagor’s loan application adheres to the Investor’s, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Analyzing the risk involved in approving a loan to determine whether it is acceptable to the Investor or not Cite defects for any deficiencies observed on the loan. Verify accuracy of the supporting employment documents, source of down payment/ reserves, appraisal value and property title commitment received Review legal documents, if present, to ensure the accuracy & completeness Identify the mortgage insurance requirement (MI) and follow the MI guidelines, if applicable Should be capable of identifying, raising, and clearing conditions on loans in pipeline.Knowledge and Skills required for the role: The ideal candidate should have 1-4 years of experience of independently underwriting residential mortgage loans, expert analytical skills with DU & LP experience Should have minimum 1-4 years of Underwriting/Re-underwriting Mortgage experience in Conventional, FHA & VA loans (Government) products May require a bachelor's degree in area of specialty or a graduation degree for India operations and high school diploma for US Operations Familiar with standard mortgage concepts, practices, and procedures within a particular field. Should have working knowledge with any Mortgage loan origination application. Relies on limited experience and judgment to plan and accomplish goals Performs a variety of tasks. Excellent mathematical and statistical aptitude. A certain degree of creativity and latitude as expected.Documents to Carry: Carry a printout your updated resume. Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport). All original education documents needs to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree)Mandatory to carry: Smartphone with good front camera, charger and Headset for Assessment, Government ID proof Hardcopy.Pointers to note: Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions. Original Government ID card is must for Security ClearanceThanks & Regards, Infosys Recruitment Team.