Job Title: Product Owner – Loan Management System (LMS)Experience: 10 – 15 YearsDomain: Banking & LendingProduct Type: Loan Management / Loan Servicing PlatformRole OverviewWe are looking for a Product Owner – LMS with strong expertise in loan servicing systems, capable of owning the functional roadmap, backlog, and delivery alignment for a Loan Management System. The role requires a blend of banking domain depth, product thinking, and agile execution, working closely with engineering, architecture, QA, and business stakeholders.Key Responsibilities- Own the end-to-end product backlog for LMS modules covering: - Loan lifecycle management - Repayments, schedules, accruals, prepayments, restructuring - Charges, fees, penalties - Accounting definitions and GL mappings - Loan events and servicing rules - Support Integration requirements with Core Banking / Accounting Systems - Act as the single point of accountability for LMS functional scope and priorities. - Translate business and regulatory requirements into: - User stories - Functional specifications - Acceptance criteria - Prioritize backlog items based on business value, risk, dependencies, and delivery timelines. - Ensure stories are clear, testable, and implementation-ready for development teams. - Continuously groom and refine the backlog with stakeholders - Act as a bridge between business and technology, ensuring functional intent is correctly implemented. - Ensure adherence to SDLC and governance processesSkills & Competencies- 10 plus years of experience in banking / financial services with strong exposure to Loan Management Systems. - Hands-on experience as a Product Owner / Business Analyst / Functional Lead for LMS or loan servicing platforms. - Strong understanding of: - Loan lifecycle and servicing processes - Banking products and operations - Accounting and financial flows in lending - Exposure to multiple loan products (Retail, Corporate, MSME, Islamic lending, etc.). - Ability to write clear user stories, acceptance criteria, and functional documents. - Strong analytical, problem-solving, and decision-making skills. - Ability to create and review: - Functional Requirement Documents (FRD) - User Stories and Acceptance Criteria - Process flows and business rulesEducational Qualification- Bachelor’s degree in Engineering, Technology, Finance, or related discipline - (B.E. / B.Tech / / BBA / equivalent) - MBA / PGDM (Finance / Operations / Systems) is a plus, but not mandatory. - Strong grounding in banking, finance, and business processes.
Job Title
Product Owner - Loan Management System (LMS)