Job Title

Role Purpose:The FP&A Analyst will support the Piramal Finance FP&A team in financial planning, forecasting, and detailed profitability analysis across products and business segments. The role will involve working closely with business teams to provide insights on P&L performance, cost efficiency, and growth drivers, in line with Piramal Finance’s NBFC operations.Key Roles & Responsibilities:- Assist in preparation and analysis of P&L statements at: Overall Piramal Finance level/ Product-wise (e.g., Retail Lending, Wholesale Lending, Secured/Unsecured products)/Business segment–wise - Support monthly MIS, budgeting, and rolling forecasts. - Perform variance analysis (Actuals vs Budget vs Forecast) and highlight key drivers. - Support product profitability and unit economics analysis. - Assist in tracking key NBFC metrics such as: - Yield, cost of funds, NIM, credit cost, operating expense ratios - Work with business teams to understand revenue drivers, pricing, cost structures, and portfolio performance. - Assist in building and maintaining financial models for new products, pricing scenarios, and growth initiatives. - Prepare management dashboards and presentations for senior leadership. - Ensure accuracy, consistency, and governance of financial data used in reports. - Support ad-hoc analysis for strategic initiatives and management reviews.Education: CA Mandatory (2024/2025 pass-out)Experience: Freshers or candidates with 0–1 year of experience in FP&A roles.Skills & Competencies:- Strong understanding of P&L and financial statements. - Basic understanding of NBFC / lending business models. - Proficiency in MS Excel (Pivot tables, lookups, formulas). - Analytical mindset with strong attention to detail. - Ability to work with multiple stakeholders across finance and business teams. - Good communication and presentation skills.Good to Have:- Exposure to NBFC / BFSI / Financial Services domain. - Knowledge of product-wise P&L, segment reporting, and MIS. - Basic exposure to financial modeling or BI tools.