Job Title

This opportunity is with a product-based company into Fintech environment specializing in Cards & Payment Technology.Role -Subject Matter Expert II Experience -12 to 16 years NP -Immediate to 30 days Location -Pune Work Mode -5 days WFO Budget -20 LPA to 40 LPA Domain -Cards Mandatory Primary Skills -At least one of Card Issuing, Card Acquiring or Card Switch experience is mandatory, ISO 8583, technical expertise in Java or PL/SQL is mandatory, Business Analysis, Stakeholder Management & Team Leading.JOB OBJECTIVES 1. Business & Functional Expertise Analyze and formalizeclient business requirementsrelated to electronic payments (issuing/ acquiring/ switching, clearing, settlement). Translate business needs intodetailed functional specificationsaligned with Products architecture and capabilities. Interpret complex client inputs (process flows, regulatory constraints, schemes rules) and convert them intostructured, implementable functional models . Act as a reference point for payment business logic, transaction lifecycles, and exception handling.2. Functional-Technical Alignment & Implementation Support Ensurefunctional specifications are technically consistentwith system architecture, data models, and integration patterns. Validate alignment betweenfunctional design and technical design(interfaces, APIs, batch flows, parameterization, rules engines). Support development teams during: Coding of payment workflows and business rules Configuration of Product modules Definition of data mappings and processing logic Contribute toimpact analysisfor enhancements, regulatory changes, and new scheme requirements.3. Testing, Validation & Delivery Support Participate infunctional testing phases(SIT, UAT, non-regression), ensuring: Compliance with client requirements Consistency with payment standards and scheme rules Review test scenarios, test cases, and test results to validate end-to-end payment flows. Support issue analysis and resolution during testing and go-live phases.4. Advisory & Knowledge Dissemination Monitor and analyzepayment industry standards and regulations(e.g., ISO 8583, ISO 20022, scheme rules, compliance frameworks). Capitalize and maintainfunctional and technical documentationrelated to payment processes. Providefunctional and technical trainingto internal teams and stakeholders. Act as a consultant on best practices in electronic payment processing and solution design.PROFILE REQUIREMENTS Education:Master's degree (Engineering, Computer Science, Information Systems, or equivalent) Experience:Minimum12-15 yearsin electronic payment systems, preferably withincard management, switching, or acquiring platforms Strong ability to operate at theintersection of business, functional design, and technical implementation