Job Title

HCLTECH Walk-in Drive - International Banking Non - Voice Process 30th & 31st January 2026Walk-in Drive Details:Interview Location: HCL Technologies Ltd, ETA 1, No 33, Block 1, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai.Date: 30th & 31st January 2026⏰ Time: 12:00 PM - 4:00 PM.SPAN - MORTGAGEDesignation : AssociateJob Summary:Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards.Key Responsibilities:Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domain- In depth knowledge of GSE, Fannie mae, Freddie Mac guidelines and requirements - Expert in Mortgage lender's policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review) - Should have experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant - Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan - Review loan files for completeness and accuracy - Confirm application information against all documents within the file - Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. - Should have experience in Income Calculations - Review the eligibility of Property, Borrowers - Evaluate debt ratio, loan-to-value ratios, credit score, property valuation - Identify risk factors, including fraud red flags to determine or verify misrepresentation - Condition files for missing/ supporting documentation as needed - Complete required trainings and assessments - Knowledge in Commercial Real Estate will be an added advantage - High level understanding of US Real Estate, Mortgage, Commercial Mortgage Servicing, loan agreements and documentation - Ability to build & motivate teams - Ability to manage Client escalations and Client relationships - Team mentoring & coaching individual associates who may fall below desired performance - Continuously contribute towards process improvement - Hold relevant experienceRequirements:1. Education: Bachelor's degree in any discipline.2. Experience: Minimum 1-2 years of experience i3. Skills:- Ability to work in a fast-paced environment and handle multiple priorities.- Familiarity with quality management systems and processes.SPAN - BSUDesignation : AssociateJob Title : Bereavement support/ Specialist.Key Responsibilities:- Knowledge on Bereavement - Ability to make decision after validating the death certificate - Fair knowledge on next to kin activities/ limits - Prepare TAPS sheets before account closures - Complete knowledge on certificate of balance, Executor limits, Grand of probate document validation - Good communication skill to coordinate with solicitors and Branch managers through email and Letters - Previous experience should be Europe based banking.Requirements:1. Education: Bachelor's degree in any discipline.2. Experience: Minimum 1-2 years of experience i3. Skills:- Ability to work in a fast-paced environment and handle multiple priorities.- Familiarity with quality management systems and processes.SPAN - PAYMENTS INVESTIGATIONDesignation - AnalystKey Responsibilities :- A minimum of 3-4 years of banking experience - Knowledge of outstanding items to determine if payment was made to reconcile or make any necessary adjustments to items. - Calculated Compensation based on rules in Euro regulation (Back Valuation, Amendments, use of funds and Net Comp.) - Knowledge of Recall, Returns, UTA, BCNR, Charges, Amendments, Rate Adjustments & Aged. - Knowledge of Inwards Payments, Outward Payments, SEPA & FAR - Knowledge on Swift Messages 103, 196, 199, 999, 202, 202Cov etc., - Knowledge on IS0 20022 - Global Nostro / Vostro Reconciliation.CONTACT HR - SANJAY