Job Title

Company NameFinsire Technologies Private LimitedJob TitleSenior Product Manager – Digital Lending (Fintech / NBFC)LocationChennaiExperience8–12+ years in Product Management, with strong exposure to Fintech, NBFCs, and Secured Lending productsRole OverviewWe are seeking a strategic and execution-oriented Senior Product Manager to lead our digital lending portfolio with a strong focus on Loan Against Securities (LAS) and other secured lending products. This role will own the end-to-end product vision, roadmap, and delivery, ensuring scalable, compliant, and customer-centric digital lending experiences.The ideal candidate brings deep expertise in LAS product structures, regulatory compliance, and data-driven product development, with a proven ability to scale products, teams, and business outcomes.Key ResponsibilitiesProduct Strategy & Leadership- Define and own the product vision, strategy, and roadmap for LAS and secured lending products, aligned with business goals and regulatory requirements. - Lead, mentor, and grow a team of Product Managers and Analysts, fostering strong execution and ownership. - Drive MVP definition, prioritization, and iterative enhancements using Agile, Scrum, OKRs, and Lean Product frameworks.LAS Product Ownership (Loan Against Securities)- Own the end-to-end LAS product lifecycle, including customer onboarding, KYC, collateral onboarding (securities), valuation, margin monitoring, disbursement, and post-disbursal servicing. - Optimize approval rates, turnaround time (TAT), utilization, and disbursal volumes through product and process innovation. - Collaborate closely with Risk and Credit teams to design margin requirements, LTV logic, pledge/unpledge flows, and breach management.User Experience & Customer Journeys- Champion user-centric design to deliver simple, intuitive, and compliant digital journeys for LAS customers. - Improve conversion funnels by reducing friction across application, pledge, and disbursement flows. - Ensure internal tools support efficient operations and exception handling.Data-Driven Decision Making- Define and track key product metrics including funnel conversion, approval ratios, TAT, portfolio utilization, and risk triggers. - Leverage analytics and customer behavior insights to guide prioritization and continuous optimization.Cross-Functional Collaboration- Partner with Engineering, Risk, Operations, Compliance, Legal, and Marketing teams to deliver reliable and scalable LAS products. - Act as the primary product interface for senior leadership, providing data-backed insights and strategic recommendations.Regulatory & Process Excellence- Ensure LAS products comply with RBI / SEBI regulations, KYC/AML norms, and internal credit policies. - Drive process audits, control frameworks, and operational risk mitigation within LAS workflows.Required Skills & ExperienceMust-Have- 8–12+ years of Product Management experience in Fintech, NBFCs, or Wealth / Secured Lending. - Strong hands-on experience with Loan Against Securities (LAS) products. - Deep understanding of securities pledging, LTV, margin calls, and portfolio risk. - Expertise in Agile, Scrum, OKRs, and Lean Product Development. - Strong analytical, problem-solving, and stakeholder management skills.Good to Have- Exposure to capital markets, wealth tech, or brokerage integrations. - Experience with KYC, depository, settlement, and loan operations. - Familiarity with NSDL / CDSL integrations and third-party fintech APIs.What Success Looks Like- Faster LAS onboarding and reduced TAT - Higher approval and utilization rates - Scalable and compliant LAS product architecture - Strong audit and regulatory outcomes - High customer satisfaction and portfolio growth