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About Lowe’sLowe's Companies, Inc. (NYSE: LOW) is a FORTUNE® 50 home improvement company serving approximately 17 million customer transactions a week in the U.S. With total fiscal year 2022 sales of over $97 billion, approximately $92 billion of sales were generated in the U.S., where Lowe's operates over 1,700 home improvement stores and employs approximately 300,000 associates. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing and helping to develop the next generation of skilled trade experts.For more information, visit .About Lowe’s India: At Lowe's India, we are the enablers who help create an engaging customer experience for our $97 billion home improvement business at Lowe's. Our 4000+ associates work across technology, analytics, business operations, finance & accounting, product management, and shared services. We leverage new technologies and find innovative methods to ensure that Lowe's has a competitive edge in the market.To know more about Lowe's India, visit .About the Team: The Credit Analytics team supports Lowe’s Credit, Field (RCM), and Payments leadership by enabling data-driven decision making across credit performance, store prioritization, promotion effectiveness, and program execution. The team acts as a centralized analytics and enablement hub for Credit initiatives.Job Summary:The Manager – Credit Analytics is responsible for leading the Credit Analytics function, setting strategic direction, and ensuring effective execution across analytics delivery and program enablement. This role owns prioritization, intake governance, and stakeholder alignment while guiding a team of analysts delivering insights for Credit leadership and field teams. This role is not a technical delivery or product management role, but a strategy, orchestration, and enablement role ensuring analytics and credit initiatives are executed with clarity, focus, and impact.Roles & Responsibilities:Core Responsibilities:Own the Credit Analytics roadmap, prioritization, and delivery governanceAct as the primary analytics partner to Credit leadership, RCM teams, and Payments stakeholdersManage intake, prioritization, and tracking of Credit analytics and Credit program initiativesProvide leadership visibility into status, risks, and dependencies across initiativesGuide development of scalable dashboards, frameworks, and reporting solutionsEnsure alignment between Credit Analytics, Promo Analytics, and Base Pricing areasCoach and develop a team of analysts; ensure quality, consistency, and business relevance of outputsDrive documentation, knowledge management, and onboarding materials for Credit analyticsResearch, design, and develop applicable statistical approaches/models for specific business problems Years of Experience:8-10 years of relevant experienceEducation Qualification & Certifications (optional)Required Minimum Qualifications:Bachelor’s Degree plus 8+ years of experience in analytics, finance, or business operationsProven experience leading analytics or insight teamsStrong stakeholder management and communication skillsSkill Set Required Primary Skills (must have)Strong business and analytical acumenExperience prioritizing and managing multiple workstreamsAbility to translate ambiguity into structured execution plansExperience working with senior stakeholders and cross-functional teamsData-driven storytelling and executive communicationExperience in Pricing Analytics or Marketing Analytics or Retail Analytics or Credit AnalyticsSecondary Skills (desired)Experience in Credit, Payments, or Financial ServicesExperience in Retail or Consumer-facing businessesExposure to Power BI, SQL, or enterprise reporting environmentsExperience working in Global Operating ModelProject Management experienceLowe’s is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under state or local law. Lowe’s wishes to maintain appropriate standards and integrity in meeting the requirements of the Information Technology Act’s privacy provisions.