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Job Title


Technical Product Manager – Life Insurance (Immediate Joiners Preferred)


Company : Happiest Minds Technologies


Location : Bangalore, Karnataka


Created : 2026-02-22


Job Type : Full Time


Job Description

Technical Product Manager – Life InsuranceLocation : BangalorePosition OverviewWe are seeking an experienced Technical Product Manager with strong expertise in Life Insurance products, systems, and digital platforms. The ideal candidate will drive product strategy, manage end‑to‑end product development, and collaborate closely with engineering, actuarial, underwriting, operations, and business stakeholders to deliver scalable digital solutions for Life Insurance.Key ResponsibilitiesProduct Strategy & OwnershipDefine and own the product roadmap for Life Insurance platforms and digital solutions.Translate business goals, customer needs, and market trends into actionable product features.Prioritize the product backlog based on business value, feasibility, and technical effort.Technical & Functional ExpertiseWork closely with engineering teams to define technical requirements, system workflows, data integrations, and architecture considerations.Understand Life Insurance domain deeply—Products, policy administration, underwriting, new business, claims, reinsurance, compliance, and regulatory aspects.Collaborate with actuarial teams to understand product rules, pricing models, and calculations.Product Development & DeliveryLead end‑to‑end lifecycle from concept → requirements → design → development → testing → release.Write detailed PRDs, user stories, acceptance criteria, and technical workflow documentation.Ensure system integrations with CRM, PAS (Policy Administration Systems), underwriting engines, payment gateways, and digital onboarding platforms.Stakeholder ManagementAct as the bridge between business teams, technology teams, and external vendors.Collect feedback, conduct requirement workshops, and ensure alignment across all stakeholders.Support pre‑sales, solutioning, and customer demos as needed.Quality & ComplianceEnsure Life Insurance regulatory requirements (IRDAI or equivalent) are incorporated into product features.Work with QA teams to ensure proper test coverage, UAT, and regression validation.Drive continuous improvements and help resolve production issues with RCA.Required Skills & Experience9–15 years of total experience, with strong exposure to Life Insurance domain.Minimum 3–5 years as a Product Manager / Product Owner / Business Analyst in insurance technology.Hands‑on experience in Life Insurance platforms such as:Policy Administration Systems (PAS)Underwriting enginesDigital onboarding/KYC platformsClaims management systemsStrong understanding of:Life Insurance products (Term, Endowment, ULIP, Annuity, Riders)Business processes (NB, UW, Policy Issuance, Servicing, Claims)Regulatory compliance (IRDAI or regional equivalents)Ability to convert functional requirements into technical deliverables.Strong skills in Agile methodology, Jira/Azure DevOps, user stories, workflow diagrams.Excellent communication, documentation, and cross‑functional leadership skills.Preferred QualificationsExperience working with InsurTech platforms or digital insurance transformation projects.Understanding of data models, API integration, microservices, and cloud-based solutions.Certifications: CSPO, SAFe PO/PM, PMP, or equivalent (optional).Experience in automation, analytics, or AI/ML‑driven insurance projects is a plus.EducationBachelor’s degree in, Computer Science, Information Technology, or related fields.MBA in Insurance, Technology, or Operations is advantageous.