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Job Title


Non QM Underwriter


Company : ThoughtFocus


Location : Mysore, Karnataka


Created : 2026-02-23


Job Type : Full Time


Job Description

Greetings!!! As discussed, Kindly find the JD and Company Profile. And Acknowledge.Minimum 5 years of experience in US mortgage UW Experience working in Non QM Underwriting Ability to take final UW decision on loan files Expertise in 4 Cs review, income calculation (Salaried/Self-Employment/Rental/Other income), Credit, Collateral and Capacity Evaluate applications & verify supporting documents Ensure process accuracy & SOP compliance Understanding of UW Guidelines along with Credit Exceptions and Compensating Factors Bachelor’s degree (Finance/Business preferred) 5 mortgage underwriting experience Strong knowledge of RESPA, TRID, FHA, VA, USDA regulations Excellent analytical, communication, and decision-making skills Ability to manage tight deadlines in a fast-paced environment Comfortable with night shifts & target-driven work