Job Title

Credit Manager - AHF Grade Eligibility Senior Executive Designation Credit Manager Reporting to State Credit Manager Location Jodhpur, Sikar, Bhilwara, Jaipur Function Credit Underwriting Job Purpose The role incumbent will be responsible for end-to-end credit underwriting and disbursal of home loans. Role Credit assessment and underwriting of Home loan, LAP applications based on product and policy norms – end to end from login to disbursal of loans. Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials Disbursal of Home loans including all checks and verifications Coordination with stakeholders, training of credit officers on processes and polices In-person meetings and discussions with clients Responsible for maintaining the processing TAT Qualification & experience Years of experience – 3 - 5 years Mandatory Qualification – Chartered Accountant/ MBA in Finance Good to have - Basic financial knowledge of P&L / Balance Sheet and financial ratios Should have worked in home loans / Secured Loans underwriting. Essential skills Ability to work in unstructured and evolving situations with an open mind Work in large and varied teams and deliver individual requirements within the same Adhere to expected TAT without compromising on quality Taking of initiatives, strong execution skills, forward thinking ability to anticipate hurdles Ability to understand customer needs and be responsive Technology skills – understanding of and working with existing market technologies in the business industry