About the Role: The Education Loan product manager will be responsible for product and portfolio management of Education loans including formulation and implementation of product strategy and delivery of P&L goals. The individual should have relevant product management work experience including new product development and launch, designing product promotion, driving on-ground implementation and active portfolio management.Key Responsibilities. Product and Portfolio management: Strategy formulation for Education loans aligned to overall strategy of the Bank Drive and manage all P&L metrics for Education Loans portfolio Analyze competitive landscape to identify and evaluate new business opportunities for profitable growth Launch and own outcomes for new product/variants in line with the business strategy Collaborate with cross-functional stakeholders i.e., Sales, strategic channels, Credit, Operations, Policy, Digital/IT for seamless day to day operations covering process, risk, channel management aspects as well as on roll-out of new initiatives/changes Drive business growth from existing strategic partners (e.g., leading Education loan consultants) as well as launch new alliances Address all audit related queries and implementing relevant recommendations in a timely manner Manage the government sponsored schemes including subsidy management and timely reporting Proactively review existing processes to identify and plug any gaps/ implement preventive controls Address audit, compliance and regulatory items in a timely manner Lead and mentor a team of 4 product managers by providing clear guidance on business objectives as well as granular requirements and helping them navigate complex situations
Job Title
Product Lead – Education Loan