Job Title

Job Title Field Officer - Microfinance Location Karaikal Reports to Branch Manager Area Manager Job Summary The Field Officer in Microfinance is responsible for mobilizing verifying disbursing and collecting micro-loans from clients typically in rural or semi-urban areas The role involves extensive fieldwork group formation community engagement and ensuring on-time recovery while building trust and awareness about financial products Key Responsibilities Client Acquisition Identify potential clients in villages or towns and create awareness about microfinance products Group Formation Organize Joint Liability Groups JLGs and Self-Help Groups SHGs conduct training and orientation sessions Loan Processing Verify customer documents perform field checks and assist with KYC procedures Loan Disbursement Coordinate loan disbursement activities and ensure clients understand repayment terms Recovery Ensure timely collection of EMIs through field visits follow up on overdue payments and maintain collection discipline Record Keeping Maintain accurate records of clients repayments and group meetings in both physical and digital formats Reporting Submit daily weekly reports on disbursements collections and client feedback Compliance Ensure all field activities are conducted in accordance with RBI guidelines and internal company policies Required Skills and Qualifications Education Minimum 12th Pass Graduate preferred Experience 0-3 years in microfinance field sales or rural outreach Skills Good communication in local language Basic math and data entry skills Knowledge of the rural financial ecosystem is a plus Other Requirements Willingness to travel extensively Two-wheeler and valid driving license preferred Strong sense of integrity and community engagement Key Attributes Honest empathetic and people-oriented Physically fit and comfortable working in rural field conditions Able to manage pressure and meet daily operational targets Contact - ahr thanjavur pragatifin com Job Types Full-time Fresher Pay - per month Benefits Cell phone reimbursement Health insurance Paid time off Provident Fund Work Location In person