Role & responsibilities Position: Credit ManagerGrade : DependsRoles & Responsibilities :Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers1. Analyzing: The Credit Manager are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them.2. Understand: Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Manager.3. Transaction History: Credit Manager need to examine a client's financial transactions and Credit history to know more about their financial status. 4. Reporting: They are responsible for creating reports about the degree of risk involved in lending money to clients.5. Tracking: A Credit Manager's duty involves tracking of legislation and government policies to stay updated with the latest laws.6. Application: Fill out the application and include the Credit Manager for requesting a loan or Credit is also a duty of a Credit Manager. Then submitting these loan applications to loan committees for their approval.Qualifications Needed :1. The candidate must have a bachelor's degree from any recognized University in India.2. Banks give preference to CA and MBA for Credit Manager role3. It will be a plus if an individual has a Bachelor's degree in finance, accounting, or other related fields like ratio analysis, statistics, economics, calculus, financial statement analysis, and risk assessment. Because these subjects are necessary for a Credit Manager to perform the risk assessment process.4. Proven working experience as a Credit Manager5. Particular Product and Industry experience 6. Additional certification may be required.7. Strong communication skills (Written as well as Verbal).8. Excellent managerial, Analytical, and time-management skills.9. Ability to prioritize tasks.10. Proficient in Microsoft Office or other financial software.11. Advanced Excel skills.
Job Title
Credit Manager