Job Title

Head of Risk & ComplianceBudget: 35 LPAWhy this role exists:TransactBridge is a global financial infrastructure layer that allows merchants to monetize across 160+ countries via a single API integration. By operating as a Merchant on Record, we insulate businesses from the friction of international expansion—assuming full liability for global payments, multi-jurisdictional tax, FX repatriation, and complex regulatory compliance.As the Head of Risk & Compliance for a global Merchant of Record (MoR) like TransactBridge is a high-stakes leadership role. Unlike a standard Payment Gateway (PG), an MoR assumes the legal liability for taxes, compliance, and fraud in every jurisdiction it operates.This role requires a unique blend of Regulatory expertise, international tax knowledge, and high-scale technical risk management.Role Overview:Job Title: Head of Compliance & RiskReporting To: CEO / Board of DirectorsLocation: Bangalore / Noida (with global oversight for US/MENA/160+ countries)Objective: To architect and govern a global risk framework that allows TransactBridge to legally act as the /"Seller of Record,/" managing trillions in TPV while maintaining 100% regulatory health.Key Responsibilities:1. Global Regulatory Strategy & Licensing where requiredRegulatory Governance: Act as the primary Key Managerial Personnel (KMP) for Regulatory Regulations. 160+ Country Compliance: Maintain the legal /"MoR Playbook/" for global markets, ensuring we meet PSD3 in Europe, Nexus/Sales Tax laws in the US, and VAT/Mada mandates in MENA, GST in India and Australia. Licensing Roadmap: Lead the application for new licenses wherever required (e.g., UAE Central Bank PSP or UK EMI) as the business expands.Global Tax Remittance: Oversee the automated calculation and filing of Indian GST, EU VAT, and US Sales Tax.2. Risk Management & MoR LiabilityUnderwriting & Onboarding: Design the KYB (Know Your Business) framework to vet global merchants. In an MoR model, a bad merchant is our legal failure.Chargeback & Fraud Defense: Own the Chargeback Reserve Policy. Since TransactBridge is the /"Seller/" on the customer's bank statement, you must manage the financial risk of disputes at a global scale.Transaction Monitoring: Implement AI-driven monitoring to detect /"Transaction Laundering/" and suspicious cross-border flows in real-time.Chargeback & Fraud Defense: Own the Chargeback Reserve Policy. Since TransactBridge is the /"Seller/" on the customer's bank statement, you must manage the financial risk of disputes at a global scale.Transaction Monitoring: Implement AI-driven monitoring to detect /"Transaction Laundering/" and suspicious cross-border flows in real-time.Required Skills & Qualifications:Experience: 5+ years in Fintech Risk & Compliance.Deep familiarity on AML & FATF global standards.Tech-Savviness: You must understand APIs and Webhooks. Compliance at TransactBridge is /"Compliance-as-Code,/" not manual paperwork.Who fits well :You are comfortable operating in high-ambiguity, high-ownership environmentsYou can simplify complex regulations into clear, scalable decisionsYou see compliance as a growth enabler, not a gatekeeping functionAt TransactBridge, we’ve built a scaling engine for global commerce where risk and compliance are not just features, but the foundation