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Job Title


Closing Disclosure Expert


Company : Mphasis


Location : bangalore,


Created : 2026-04-08


Job Type : Full Time


Job Description

US Mortgage Loan processor Shifts Rotational (24*7) Got it — I’ve tightened the job posting to focus only on the Closing Disclosure (CD) document and all related fees , removing broader mortgage lifecycle content. Below is a clean, precise version you can directly use. Job Title Closing Disclosure (CD) Specialist – Fees Review Location Bangalore / Pune / Remote Experience 2+ to 7 years (relevant CD experience) Job Description We are seeking a Closing Disclosure (CD) Specialist with strong expertise in CD document preparation and comprehensive fee review . The role is strictly focused on all fees reflected on the Closing Disclosure and ensuring accuracy, regulatory compliance, and alignment with the Loan Estimate. Key Responsibilities Prepare, review, and validate the Closing Disclosure (CD) document Review all fees on the CD , including: Lender fees Origination and discount points Title and settlement fees Recording fees Transfer taxes Escrow fees Prepaid items Third‑party service provider fees Perform LE vs CD fee comparison and identify variances Ensure fee accuracy across borrower‑paid, seller‑paid, and lender‑paid sections Validate fee tolerances (0%, 10%, no‑tolerance categories) Calculate and apply tolerance cures where applicable Ensure CDs are issued accurately within TRID timelines Coordinate with title/settlement agents to resolve fee discrepancies Update and correct CD documents based on fee changes Maintain accurate documentation for audits and client reviews Required Skills & Knowledge Hands‑on experience in Closing Disclosure (CD) document review Strong understanding of all fee components within the CD Knowledge of: TRID regulations related to CD Fee tolerances and cure calculations LE vs CD comparison methodology Experience across loan types (Conventional, FHA, VA preferred) Proficiency in LOS systems (Encompass preferred) High attention to detail and analytical accuracy Good to Have CD Quality Control or Audit experience Investor‑specific CD fee requirements State‑specific title and recording fee knowledge Education Graduate in any discipline Rotational Shifts Employment Type Full‑time Thanks & Regards Meenakshi Verma Email: Contact#: