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Dear All, We are pleased to invite applications from Chartered Accountant (CA) freshers for exciting opportunities in our team. If you are a recent CA qualified professional looking to kickstart your career in a dynamic and growth-oriented environment, we would love to hear from you! Job Title : Relationship Manager Department : Small Enterprises (SE) - Working Capital Products Experience : CA Freshers Only Role Summary: We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Small Enterprises (SE) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover up to ₹150 Cr maintaining portfolio hygiene and actively engaging in cross-selling financial products. Key Responsibilities: 1. Client Acquisition (NTB) : Source new-to-bank (NTB) clients in the small enterprises segment with turnover up to ₹150 Cr. Identify opportunities through market intelligence, references, and industry networking. 2. Portfolio Management : Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention. 3. Credit Note Preparation : Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with banks credit policies. 4. Sanction Process & Stakeholder Coordination : Liaise with internal credit teams for proposal discussions and approvals. Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings. 5. Portfolio Hygiene : Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies. 6. Cross-Selling : Identify and capitalize on cross-selling opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions. Desired Candidate Profile: • CA Fresher • Graduate/Postgraduate in Finance, Commerce, or a related field. • Strong understanding of credit analysis and financial statements. • Excellent relationship management and communication skills. • Proven ability to drive business and manage risk effectively. Locations across PAN India - Small Enterprises for RMs Delhi NCR Bangalore Bhavnagar Chennai Hyderabad Indore Jaipur Kanpur Kolkata Lucknow Mumbai Patna Rajkot Udaipur