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About RedCompass Labs: We are global experts in payments modernization, using the latest applied AI and deep payments expertise to deliver end-to-end payment transformation projects. Our solutions help clients accelerate their payments modernization programs while reducing costs and regulatory risk.The RedFlag Accelerator sets the industry standard for detecting human trafficking related crime, assisting both financial institutions and law enforcement. Using a persona-oriented approach, it identifies the actors behind transactions, including victims, money-laundering professionals, perpetrators, and others. By combining AI, the latest red flags, crime models, and OSINT data, our system helps detects crimes across labor, sex trafficking and child sexual exploitation.With offices in London, Warsaw, Brussels, Miami, Toronto, and Pune, we support clients worldwide. To learn more about RedCompass Labs and our services, visit .Role OverviewTotal Exp.: 5+ yearsJob Location: Baner,PuneWe are looking for a talented and motivated Manual QA Engineer with deep payments domain expertise to join our growing Pune team. This role is ideal for a payments professional who has built strong QA experience across global payment schemes and is looking to grow into a Business Analyst role over time.You will work on complex, high-impact payments transformation programmes for tier-one global banks, validating payment flows across multiple rails, schemes, and core banking integrations. You will bring a tester's precision and a domain expert's intuition to everything you do.What You'll DoDesign, write, and execute detailed manual test cases and test scenarios covering end-to-end payment flows across global payment schemesValidate payment message formats, field-level mappings, and processing logic across SWIFT, SEPA, FedWire, CHIPS, and real-time payment schemesTest integrations between payment hubs and core banking systems including accounting, balance checks, fraud & compliance, FX engines, and notification servicesPerform functional, regression, integration, and UAT testing across payment transformation programmesAnalyse payment scheme rulebooks and translate requirements into comprehensive test scenarios including happy path, negative, and edge casesRaise, document, and track defects with precision and clarity; work closely with developers and BAs to drive resolutionParticipate in requirements reviews and contribute domain knowledge to identify gaps and ambiguities earlyProduce test summary reports and communicate testing outcomes clearly to project stakeholdersGradually take on BA-adjacent responsibilities such as requirements analysis, gap assessment, and stakeholder communication as you grow in the roleMust Have5+ years of QA experience with a strong focus on payments domain testingDeep hands-on knowledge of global payment schemes, including: Cross-border payments (SWIFT MT/MX, GPI)SEPA (SCT, SDD, SCT Inst — STEP2, EBA RT1, TIPS)US payment schemes (FedWire, FedACH, CHIPS, RTP, FedNow)Instant payment schemes (at least one of: TIPS, RT1, TCH RTP, FedNow, UPI, FAST)Solid understanding of the end-to-end payments landscape, including clearing, settlement, and reconciliationStrong knowledge of core banking system integration — how payment hubs interface with accounting, balance, fraud & compliance, FX, and notification systemsExperience testing ISO 20022 message formats (pacs.008, pacs.002, camt.056, pain.001 etc.)Ability to write precise, comprehensive test cases from scheme rulebooks, BRDs, and functional specsExcellent verbal and written communication skills — able to articulate defects, risks, and test outcomes clearly to both technical and non-technical stakeholdersGenuine inclination towards a SME career path — intellectually curious, proactive in understanding the 'why' behind requirements, and able to engage confidently in business discussionsGood to HaveExposure to payment hub products such as Finastra GPP, FIS OPF (Open Payment Framework), Volante, ACI, Temenos Payments, or similarFamiliarity with SWIFT Alliance, SWIFTNet connectivity, or SWIFT MX migration testingExperience working in an Agile / Scrum delivery environmentBasic SQL skills for back-end payment data validationExperience with defect management tools such as JIRA, ALM, or Azure DevOpsPrior exposure to payments consulting or system integration projects at global banksWho You AreA payments professional first — you understand payment flows deeply, not just test scriptsDetail-oriented but able to see the bigger picture of a payment transformation programmeA clear, confident communicator who can hold their own in client-facing conversationsSomeone who asks /"why does this work this way?/" — curious, analytical, and always learningAmbitious about your career — excited about growing into a SME or functional consultant roleCollaborative and team-oriented — happy to work across QA, BA, dev, and client teamsRedCompass Labs is committed to promoting and supporting a diverse and inclusive workplace, ensuring fair and equitable treatment for all. This fuels innovation and enables us to work better together with each other and for our clients.