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Job Title


Lead: Merchant Onboarding & Refund


Company : Pine Labs


Location : Mumbai, Maharashtra


Created : 2026-04-10


Job Type : Full Time


Job Description

Lead: Merchant Onboarding & RefundThose who share our core belief of 'Every Day is Game Day'We bring our best selves to work each day to realize our mission of enriching the world through the power of digital commerce and financial services.ROLE PURPOSEWe are looking for a Lead- Merchant Onboarding and Refunds -Credit + Acquiring Business Operations. This is an individual contributor role.THE RESPONSIBILTIES WE ENTRUST YOU WITHSound domain knowledge of merchant acquiring onboarding process- Ecommerce (Payment Gateway) and Point Of sales, Wallets - processed and Verified IndependentlyConfiguration and Management of Merchant Service Fee, Other Fees and DCC Charges.Processing of refunds on Behalf of merchants for e-commerce and Point of Sales.Processed All kind of merchant amendments (Updates)-Demographic, Financial and Non-Financial.Preparation and generating reports For Merchant Onboarding, Refunds and amendments.Liaise with Merchant Helpdesk team and resolve the queries at the earliestWHAT MATTERS IN THIS ROLEExperience & Portfolio:6-9 years in Merchant acquiring with experience in Onboarding, Pricing, Refunds, Amendments Handled Apple Pay, Samsung Pay configuration and Wallets ConfigurationSound domain knowledge of Configuration and Management of Merchant Service Fee, Other Fees and DCC ChargesShould be able to co-ordinate with network SPOC to manage daily BAU activities.Should be a good listener & eager to adopt new learning. Well versed in using MS Office tools like excel, word, e-mail etc. Good in written & verbal communicationShould be an excellent team player and contribute on process Improvements. Should handle the escalation and Resolve queries immediatelyAbility to write SOP & active participation in audit process.Participation in UAT Processes in Various Stages of the project and Work in JiraPreferably worked in UAE Bank Back-office ProcessTechnical Skills & Efficiency :Working Knowledge in Tools- MPGS and CyberSource and Third-party payment gatewaysExperience in Should have done Merchant Website screening and prepared reports for submission to Bank through various WebCrawler tools.Acquiring -Merchant onboarding – Processor, Ecommerce (Payment gateway, Switch) and Point Of salesAcquiring – Merchant Amendments (Updates)Acquiring – Merchant RefundsAcquiring – Merchant Pricing Configuration and Merchant Fees managementAcquiring – Dynamic Currency Conversion (DCC) Configuration and managementAcquiring – Merchant Website screeningTHINGS YOU SHOULD BE COMFORTABLE WITH :Working from office: We work out of our offices, 5 days a week.WHAT WE VALUE IN OUR PEOPLE :You take the shot : You decide fast and deliver right.You are the CEO of what you do : You show ownership and make things happen.You sign your work like an artist : You seek to learn and take pride in the work you do.