Job Title

Industry : Cryptocurrency / FinTech / Financial Services Job Summary We are seeking aPrincipal Officerto lead our compliance, regulatory, and AML functions in India. This critical leadership role will drive the design, implementation, and optimization of ourAML/CTFandKYCframeworks tailored to virtual assets, ensuring that the organization complies withFIU-IND ,PMLA , and other relevant regulations. The Principal Officer will manage and oversee ourAMLandKYCoperations, contribute to globalAML/KYCinitiatives, and ensure full compliance with jurisdiction-specific regulations. This individual will work closely with regulators, auditors, senior management, and other stakeholders to maintain a risk-based, robust compliance environment.Key Responsibilities 1. Strategic Development & Execution Lead the development and continuous improvement ofKYCandKYTframeworks, ensuring alignment with international standards (FATF, Travel Rule, etc.) and applicable local regulations. Serve as the subject matter expert forKYC/KYToperations, optimizing workflows, selecting vendors/tools, and ensuring cross-functional integration. Maintain and enhance comprehensiveAML/CFTpolicies,SOPs , and internal controls, including due diligence, transaction monitoring, and regulatory reporting processes. Use data-driven insights to refine risk models and reporting mechanisms, ensuring operational efficiency. Develop and maintain a centralized compliance documentation repository. 2. KYC Program Management Ensure full compliance withPMLA ,AML/CFTguidelines, andFIU-INDdirectives. Oversee the design and implementation ofAML frameworksincludingKYC ,EDD ,STR ,CTR , andSARprocesses. Manage compliance with theTravel Ruleand overseeVDA transaction monitoring . LeadFIU-IND inspections , audits, and regulatory engagements, ensuring timely reporting ofSTRsandCTRs . Collaborate with tech teams to drive automation and integration ofcompliance toolsinto daily operations. Provide training onAMLcompliance and regulatory best practices. 3. KYT Program Management Configure and managetransaction monitoring systemsto identify suspicious activity and mitigateAML/CFTrisks. Utilizeblockchain analyticstools (e.g.,Chainalysis ,Elliptic ) to trace transactions and assess wallet risk scores. EnsureTravel Rulecompliance and conduct in-depth transaction analysis to identify high-risk activities. Maintain accurate records of investigations, decisions, and escalations in line with regulatory requirements.Qualifications & Skills Experience : 8–15+ yearsof experience inCompliance ,AML ,Risk , orRegulatory rolesin theCrypto ,FinTech ,Banking , orPaymentsindustries. Strong experience withFIU-IND ,PMLA ,AML/CFT , andVDA regulations . Proven experience in handlingSTR/CTR filings ,regulatory audits , andinspections . Familiarity withblockchain analytics tools(e.g.,Chainalysis ,Elliptic ,TRM ) is preferred. Ability to serve as the designatedPrincipal OfficerforFIU-IND . Education : Relevantcertificationssuch asACAMS ,ICA , or similar are highly preferred. Skills : Strongcommunicationandstakeholder managementskills. Ability to effectively collaborate withregulators ,auditors , andsenior management . A deep understanding ofglobal AML/CTF frameworks(e.g.,FATF ,EU AMLD ,VARA ). Experience withcompliance automationandintegrated technology solutionsis a plus.