Job Title

Industry: Cryptocurrency / FinTech / Financial ServicesJob SummaryWe are seeking a Principal Officer to lead our compliance, regulatory, and AML functions in India. This critical leadership role will drive the design, implementation, and optimization of our AML/CTF and KYC frameworks tailored to virtual assets, ensuring that the organization complies with FIU-IND, PMLA, and other relevant regulations.The Principal Officer will manage and oversee our AML and KYC operations, contribute to global AML/KYC initiatives, and ensure full compliance with jurisdiction-specific regulations. This individual will work closely with regulators, auditors, senior management, and other stakeholders to maintain a risk-based, robust compliance environment.Key Responsibilities1. Strategic Development & ExecutionLead the development and continuous improvement of KYC and KYT frameworks, ensuring alignment with international standards (FATF, Travel Rule, etc.) and applicable local regulations.Serve as the subject matter expert for KYC/KYT operations, optimizing workflows, selecting vendors/tools, and ensuring cross-functional integration.Maintain and enhance comprehensive AML/CFT policies, SOPs, and internal controls, including due diligence, transaction monitoring, and regulatory reporting processes.Use data-driven insights to refine risk models and reporting mechanisms, ensuring operational efficiency.Develop and maintain a centralized compliance documentation repository.2. KYC Program ManagementEnsure full compliance with PMLA, AML/CFT guidelines, and FIU-IND directives.Oversee the design and implementation of AML frameworks including KYC, EDD, STR, CTR, and SAR processes.Manage compliance with the Travel Rule and oversee VDA transaction monitoring.Lead FIU-IND inspections, audits, and regulatory engagements, ensuring timely reporting of STRs and CTRs.Collaborate with tech teams to drive automation and integration of compliance tools into daily operations.Provide training on AML compliance and regulatory best practices.3. KYT Program ManagementConfigure and manage transaction monitoring systems to identify suspicious activity and mitigate AML/CFT risks.Utilize blockchain analytics tools (e.g., Chainalysis, Elliptic) to trace transactions and assess wallet risk scores.Ensure Travel Rule compliance and conduct in-depth transaction analysis to identify high-risk activities.Maintain accurate records of investigations, decisions, and escalations in line with regulatory requirements.Qualifications & SkillsExperience:8–15+ years of experience in Compliance, AML, Risk, or Regulatory roles in the Crypto, FinTech, Banking, or Payments industries.Strong experience with FIU-IND, PMLA, AML/CFT, and VDA regulations.Proven experience in handling STR/CTR filings, regulatory audits, and inspections.Familiarity with blockchain analytics tools (e.g., Chainalysis, Elliptic, TRM) is preferred.Ability to serve as the designated Principal Officer for FIU-IND.Education:Relevant certifications such as ACAMS, ICA, or similar are highly preferred.Skills:Strong communication and stakeholder management skills.Ability to effectively collaborate with regulators, auditors, and senior management.A deep understanding of global AML/CTF frameworks (e.g., FATF, EU AMLD, VARA).Experience with compliance automation and integrated technology solutions is a plus.