Skip to Main Content

Job Title


AI Scientist 1


Company : Navi


Location : Bangalore, Karnataka


Created : 2026-04-15


Job Type : Full Time


Job Description

About the TeamNavi’s GenAI team is transforming how AI powers financial services in India. We areembedding advanced AI that directly impacts millions of users across Lending,Payments, Insurance, and Investments. As a cross-functional team of engineers,researchers, and product leaders, we work at the intersection of cutting-edge AI andreal business problems-shipping fast, learning constantly, and scaling what works.About the RoleAt Navi, our GenAI team leads the charge in transforming the fintech landscape withstate-of-the-art AI systems that redefine lending, insurance, investments and more.We're not just innovators—we're trailblazers, constantly pushing the boundaries todevelop solutions that accelerate business growth, enhance customer experiences, andstreamline operations.Imagine working in an environment where your curiosity is your guide and every daypresents an opportunity to make groundbreaking discoveries. Our expertise spans AIprompt engineering, data analytics, functioning of LLMs, natural language processing..Each challenge is a chance to innovate, each project a step towards redefining theindustry.● When you join us, it’s not just a job—it’s your moment to be part of a pioneeringjourney within fintech. Become a vital member of Navi and help shape thefuture of financial technology.Why You Should Join Our GenAI Team:Engage in Cutting-Edge Innovation: Immerse yourself in pioneering GenerativeAI projects that are at the forefront of market innovation. Whether it be GenAIpowered chatbots or GenAI based automation or any other exciting GenAIprojects - our high-growth, dynamic environment offers limitless opportunitiesto experiment and innovate, keeping you at the cutting edge of the GenerativeAI landscape.● Join a Collaborative and Forward-Thinking Team: Collaborate with a diversegroup of top-tier professionals who share your zeal for AI. Our culture ofcontinuous learning and professional growth will ensure you’re always ahead ofthe curve, ready to tackle the next big challenge.● Create Real Impact: Your work at Navi won’t just be theoretical—it will haveimmediate, real-world implications. By working cross-functionally with variousdepartments, you’ll design and develop AI solutions that address intricateproblems and make a significant impact on our customer’s lives.● Be a Part of the Fintech Revolution: This is more than a job; it’s a chance to be apart of something transformative, pioneering breakthroughs that shape thefuture of fintech. Are you ready to make your mark? Apply today and join theNavi GenAI team!Key Responsibilities● Develop and implement Generative AI (GenAI) based solutions tailored to createbusiness impact and enhance customer experience at Navi. This involvesunderstanding specific business needs and creating innovative AI-drivenstrategies.● Collaborate extensively with cross-functional teams, including productmanagers and software engineers, to conceptualize, solutionize, and deploy AIsolutions. Ensure seamless integration of AI solutions into existing workflowsand platforms.● Design, test, and refine AI prompts by leveraging advanced prompt engineeringtechniques. This includes researching and identifying the most effective ways toframe problems and elicit accurate responses from AI systems.● Continuously define and monitor key quality metrics (such as accuracy,relevance, and completeness) and latency metrics (such as response time andprocessing speed) of AI deployments. Use insights gathered to make iterativeimprovements to models and prompts, ensuring they meet or exceed industrybenchmarks.● Stay informed about the latest advancements in GenAI, machine learning, andrelated technologies, applying innovative techniques to enhance Navi's AIcapabilities.Must Haves● Bachelor's or Master's degree in Engineering, Computer Science, or a closelyrelated discipline from a recognized institution.● Superior verbal and written communication skills are essential, enabling thecreation of detailed, contextually accurate AI and solutions.● Demonstrated ability in high-level critical thinking and problem-solving,particularly in evaluating AI-generated outputs and iterating prompts toenhance the performance and reliability of AI solutions.● Proficiency in programming, preferably in Python.● Exceptional analytical skills, with the ability to detect patterns, recognise biases,and ensure the generation of high-quality AI outputs.● Bonus: An in-depth understanding of the operational principles andmechanisms behind large language models (LLMs), including experience withoptimizing and customizing such models for specific business use cases.About NaviWe are on a mission to make finance simple, accessible and affordable for a billionIndians. Guided by a strong customer-first approach, we are building tech-first solutionsthat work at scale. Our offerings include a range of financial products and servicesacross Loans, Insurance, Mutual Funds, Digital Gold and UPI.Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’sfastest-growing financial services organisations. But we’re just getting started!Our CultureAt Navi, we’re a place where ambition meets opportunity and ideas turn into impactquickly. We empower people with high ownership from the start, encouraging them tosolve meaningful problems and build with excellence. Teams here work in anenvironment that values speed, collaboration and craftsmanship, while celebratinglearning, growth and shared wins along the way. Whether you’re shaping the future offintech products or driving innovation behind the scenes, life at Navi means being partof a high-energy, talent-driven workplace where your contributions truly make adifference.We’re guided by our own operating system - The Navi OS - a set of principles thatshape how we work and win together. You can explore /our-valuesto see what drives us every day.If this feels like you, Navi is the place to grow, thrive and make a real impact.