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Job Title


Analyst - Overseas Risk


Company : HDFC Bank


Location : Mumbai, Maharashtra


Created : 2026-04-30


Job Type : Full Time


Job Description

Job Responsibilities(JR)ActionableDriving the risk management framework for Loan against Securities (Retail) including quarterly reviews of the universe and stress testingEvaluating the ad hoc business requests that come from time to timeStrong analytical approach to conduct deep dive analysis pertaining to risk frameworks, portfolio assessments, etc.Managing frameworks, review and providing inputs for policies and product programs.Contribute in discussions independently with various stakeholders.Driving end-to-end closure of submissions.Driving the risk management framework for Overseas Collateralised Lending portfolioReview of the Policies and frameworksEvaluating the ad hoc business requests that come from time to timeStrong analytical approach to conduct deep dive analysis pertaining to risk frameworks, portfolio assessments, etc.Managing frameworks, review and providing inputs for policies and product programs.Contribute in discussions independently with various stakeholders.Driving end-to-end closure of submissions.Review of matters having regulatory significance, including audit and complianceAbility to review regulatory matters including audit and compliance, and deliberate within the team on recommended actions / conclusion.Ensure timely closure of audit and compliance observations / submissions.Tracking market trends and other parameters for prompt action on the portfolioTracking daily market movements and keeping the team abreast on various developmentsTaking and recording prompt actions taken on the portfolioLiaising with relevant stakeholders to ensure implementation of action recommendedLiaising with internal / external teams (eg: RCSC, Credit, Business, Product, Compliance, Regulators, Auditors, etc.)Liaise for data, understanding process, setting work flows, etc.Liaise for independent discussions with Business/Credit/RCSC/Product for various matters involving LAS and overseas.Liaise with Internal Audit / CompliancePreparation of regulatory submissions and ensuring compliance with regulatory asks / observations in agreed timeframesTimely preparation of regulatory submissionsAd-hoc regulatory requirements to be evaluated and addressedHandling of data requirements and responses for regulatory inspectionRecommending changes in product programs, policies, frameworks, notes involving the overseas branches’ collateralized lending portfolios and loan against securitiesConducting detailed internal reviews for these documents and sharing inputs and recommendations from RiskRaising critical points for deliberation of SeniorsEnsuring proper discussions and closure of risk related matters, with necessary documentationManagement of Board and Board Committees schedules, monitoring ATRs, liaising with stakeholders for submissions, updates and closure of sign-offs and minutes for Risk Management Group Management of Board and Board Committees schedules, liaising with stakeholders for submissions, updates and closure of sign-offs for Risk Management GroupManaging minutes of the Board and Board Committees for Risk Management and ensuring timely closureTracking actionables emanating from the meetings, monitoring timelines and ensuring timely updates are presented, and escalations where necessary