About Us: GDL Connect is a US-based company with operations in Guadalajara, Mexico, providing top-tier nearshoring staffing solutions to lower operational costs without compromising company culture. The company focuses on cross-cultural excellence to empower businesses to focus on expansion and growth. About the role: The Disclosure Analyst / Loan Risk Analyst will process rate lock and change-of-circumstance updates, issue Conditional Approvals and initial disclosure packages (including for down payment assistance programs), and maintain accurate HMDA reporting. This position requires close coordination with branches and cross-functional teams to meet turnaround standards (SLAs), as well as daily management of email communications to ensure timely responses, follow-up, and workflow efficiency. Key Responsibilities: Review and confirm loan file data, including Loan Application, Good Faith Estimate, Truth-In-Lending and/or TRID, itemized fees and any applicable addendums. Review and confirm revised loan data for rate locks/change of circumstances. Complete the sending of rate locks/change of circumstances through pipelines. Complete the sending of Conditional Approvals. Work through disposition pipelines to stay within SLA’S. Oversee daily email communications, including monitoring inbox activity, prioritizing messages, and ensuring timely responses and follow-up. Send initial disclosure packages for downpayment assistance programs Complete HMDA reporting Communicate with branches and other departments as needed to complete requests with SLA’S. Requirements: Able to work & thrive in a team environment. Proficient in Microsoft Outlook, Excel, etc. Excellent written and oral communication skills. Analytical with good attention to detail. Good judgment and the ability to work independently. Ability to multitask, work well under time constraints and within deadlines. Must have current working knowledge of applicable federal regulations, including knowledge of the RESPA Reg X, TILA-Reg Z, TRID and other regulations related to mortgage disclosures. 1-2 years’ experience in residential mortgage lending. Encompass Experience a Plus What We Offer: $22k - $25k gross salary Full law benefits (20 days of Christman bonus at year, 37.5% of vacation prime instead of 25%) Punctuality and attendance bonus of $2,200 MXN tax free monthly Excellence bonus of $1,000 MXN tax free Medical Insurance ( major, minor and preventive)
Job Title
Credit Risk Specialist