Job Title

Underwriter - Secured LoansFully remote - within the UKUp to £40,000 + CommissionOur client is a household name and an established leader within their niche, employing circa 180 people across the UK. As an innovative disruptor within financial services, our client has built a bespoke cutting-edge platform, which enables their underwriters to work efficiently and at a high volume.Due to year-on-year growth, our client is actively seeking an experienced ambitious Underwriter / Case Manager to join their successful Secured Loans team.The purpose of this position is to assess and underwrite secured loan applications, with a particular focus on repackaging cases that do not initially fit standard criteria to find suitable solutions for customers. You will be responsible for the full underwriting journey, ensuring a quick, simple and smooth experience for clients while maintaining robust risk assessment standards.Key ResponsibilitiesAssess and underwrite secured loan applications against lending criteria​Repackage and restructure cases that don't initially fit to create viable solutions for customersConduct thorough risk assessments and make informed lending decisionsWork collaboratively with case managers and brokers to optimize application outcomesEnsure compliance with regulatory requirements and company policiesMeet strict customer deadlines while maintaining quality standardsProvide clear rationale for decisions and alternative solutions where appropriateContribute to process improvements and policy developmentRequirements5+ years experience in secured loan underwriting within a brokerage - EssentialProven ability to creatively repackage cases and find solutions for complex applicationsStrong understanding of whole of market secured lending productsExperience working to strict customer deadlinesCeMAP or part CeMAP qualified (not essential but advantageous)Excellent analytical, communication and decision-making skillsStrong attention to detail and risk assessment capabilitiesAbility to work independently in a remote environmentBenefitsAs the successful applicant you will be rewarded with a competitive salary up to £40,000 and an excellent commission structure.Work from home - our client will provide a laptop and necessary equipment/software which will enable you to excel.The comprehensive benefits package includes:Paid holidayPension schemeAccess to a flexible benefits portal where you can pick and choose the benefits that work for youBUPA health insuranceOngoing professional development opportunities