Job Title

Product Manager (Payments SME) - FintechContractor OR Temp to Perm 3 days on site in London*very competitive daily rate*Key Responsibilities:Own and manage the payments product roadmap, aligning with business objectives and market opportunities.Lead high-priority payments projects, including API development for SEPA payment verification, with rollout targeted by October.Gather and document product requirements from internal stakeholders and external partners.Manage end-to-end delivery with engineering, operations, and third-party providers to ensure execution on time and to spec.Provide deep subject matter expertise in SEPA, SWIFT, FPS, and other payment rails and messaging systems (e.g., CHAPS, Bacs).Ensure all payment products comply with regulatory, scheme, and banking standards.Work cross-functionally with engineering teams, both strategically and hands-on, to build scalable and compliant solutions.Track product performance, troubleshoot issues, and lead continuous improvement initiatives.Contribute to shaping product strategy in a fast-paced fintech environment with tight timelines and evolving priorities.Conduct market and competitor analysis—even in opaque markets—to identify opportunities and maintain a competitive edge.Candidate Profile:Proven experience in financial services, particularly in the payments domain.Hands-on understanding of payment rails and messaging systems: SWIFT, SEPA, CHAPS, Bacs, and FPS.Familiarity with Open Banking, digital wallets, transaction monitoring systems, and bank settlements and ISO 20022 Strong cross-functional collaboration skills with the ability to build and maintain relationships across product, tech, ops, and compliance teams.Experience supporting engineers and delivering technical products in banking or fintech environments.Strong communication skills with a proven track record in delivering real-time, cross-border, or high-volume payment solutions.Comfortable operating in both enterprise (structured) and agile (startup/fintech) environments.Nice to Have:Experience leading or launching payment APIs or verification products.Background in building or scaling payments teams.A hands-on approach with the ability to manage delivery independently under time pressure.