Job Title

Capital Markets Analyst - WrexhamSalary: As a Capital Analyst you will be supporting with the sourcing, analysis and delivery of new inorganic assets to the Chetwood balance sheet. This will expand on the bridging forward flow line and 3 senior warehouse lines inorganically acquired by the bank over the last 12 months.The ideal candidate will have experience across several different asset classes and be able to assist with evaluating whether an opportunity will generate a suitable return, can be appropriately risk modelled and explained to and understood by the Bank\s board and shareholders.Working closely with both internal and external stakeholders, including Chetwoods principal investor.The role will principally support the Director of Capital Markets and work closely with Treasury, Finance and Risk to evaluate new inorganic opportunities, but will also provide additional support across the Commercial and Treasury teams when required.Key ResponsibilitiesAssist in analysing potential forward flows lines, senior warehouse lines and whole loan purchases across various ABS loan types (mortgage, consumer, auto, credit card, equipment, corporate)Actively take part in commercial negotiations of pool acquisitions, forward flow and senior warehouse linesHelp develop and maintain financial models to evaluate ROE across the inorganic portfolio, bond and asset acquisitionsSupport wider finance projects, including capital planning and securitisation.Assist in preparing materials and analysis for internal and external stakeholdersSkills, Knowledge and Expertise18 months minimum experience (mortgages, capital markets and structured finance preferred)Strong interest in structured finance of ABS or credit riskExcellent analytical and quantitative skillsAdvanced MS Excel skills, ability to analyse large data setsNumerate Degree e.g. bachelors degree in finance, Economics, Mathematics, Business, Physics or related fieldsExperience in cash flow modelling assets on a bank ROE basisA good understanding of mortgage economicsExcellent attention to detail, and the ability to work accurately under pressure, often to very tight timescalesA can-do attitude, a willingness to learn and to get involvedBenefitsCompetitive salary25 days holiday PLUS your BIRTHDAY offPension contribution with Royal LondonLife AssurancePrivate medical, dental and optical health insurance with AxaHybrid working WrexhamFree breakfast availableAbout Chetwood BankWere a UK-based digital bank dedicated to getting the basics right and offering straightforward savings and mortgagesData ProtectionWe anticipate that we will retain your data as part of the recruitment process for no longer than is necessary for the purpose for which it was collected unless we have sought your consent to keep your data for future suitable job vacancies.CifasThe personal information we have collected from you will be shared with Cifas who will use it to prevent fraud, other unlawful or dishonest conduct, malpractice, and other seriously improper conduct. If any of these are detected you could be refused certain services or employment. Your personal information will also be used to verify your identity. Further details of how your information will be used by us and Cifas, and your data protection rights, can be found by https://www.cifas.org.uk/fpn.Chetwood Bank does not accept speculative or unsolicited CVs from Recruitment Agencies. Any unsolicited CVs received will be treated as the property of Chetwood Bank and Terms & Conditions associated with the use of such CVs will be considered null and void.