Job Title

About the team:The Credit Assurance team sits within the Groups Risk Assurance Function which reports to the Group Head of Risk Assurance and overseen by the Chief Compliance Officer.The Team supports the Bank by providing independent and composite qualitative and quantitative credit risk monitoring and assurance on lending and credit activities including adherence to Credit Risk Frameworks, Appetite, Policies, and procedures as well assessing the adequacy and effectiveness of Credit Decisioning.The team is exceptionally flexible with a strong spirit of collaboration, fostering a highly positive and productive work environment. In addition, we are also responsible for providing assurance on the performance of the Financial Support Team, checking policy and process adherence and assessing how this transpires into good customer outcomes via various Quality Assurance activities within First Line.What you will be doing: As the Credit Risk Assurance Manager, you will be responsible for supporting the Senior Credit Risk Assurance Manager in overseeing and managing the credit risk assurance operating framework within the Group.Your responsibilities will include:Being the "go to" Credit Risk Subject Specialist expert in relation to Bridging, Commercial, Asset Finance and Development Finance and Residential providing specific qualitative opinion on the credit quality of counterparties reviewed and through extrapolation of the cohort.Assisting the Senior Manager with the formulation of the annual review plan resultant from review of outcomes and intelligence, maintaining a strong relationship with Credit Strategy.Delivering of the annual risk prioritised assurance plan of review activity, allocating resources and capability to ensure the plan is met. This includes planning, sampling, testing and the reporting of findings in line with documented methodologies.Line managing and coaching all direct reports, including all aspects of performance management, development, conduct, sickness management, appraisals, employee administration and recruitment.Interacting with the Senior Manager and the Group Head of Risk Assurance to communicate, share and close out review findings, emerging risks, and systemic process improvements.Assisting the Credit Assurance Senior Manager with the embedding of an enhanced framework and methodology, managing direct reports and/or the review team to become a centre of excellence.Whats in it for you? This Credit Risk Assurance Manager position is being offered on perm basis and salary is between 45,000 to 60,000.Enhanced family-focused benefitsHybrid-workingAnnual bonus opportunityPlease use this link to see the fantastic benefits available at OSB:https://www.osb.co.uk/careers/overviewAt OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become the bank of the future.Our commitment to professional development, flexible working, and employee well-being fosters a dynamic and supportive workplace.Do you have the skills?We are looking for a talent Credit Risk Assurance Manager who has the experience and knowledge set out below:3 - 5 years extensive experience of Commercial, Development and Asset Finance lending and structuringYou will have the ability to interpret and analyse data and create effective MI to support decision making is essentialYou will have specialist knowledge of Qualitative Credit Assurance practices or the prolonged maintenance of a material lending mandate / limit is essential.1 - 2 years previous line management experience is essential Next steps: If this sounds like you, apply now! Still on the fence? Hear from our team or explore our process: OSB CareersShortlisted candidates will go through a personalised recruitment process, that is relevant and conversational - inclusive any individual reasonable support required. We want to bring out the best in you!Diversity & Inclusion We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.