Job Title

Senior Credit Manager Aldermore Bank plc Reading, United Kingdom Senior Credit Manager Aldermore Bank plc Reading, United KingdomApply nowPosted 24 hours ago Permanent CompetitiveSenior Credit Manager Aldermore Bank plc Reading, United KingdomApply now The VacancyAldermore Group - why we existLet us tell you a bit about usWe're Aldermore - the award-winning bank, trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages, savings accounts and business finance solutions, we're backing more people to go for it.We thrive by saying "yes" to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first-timers a leg-up onto the property ladder; we open up the lending market to many; and thousands of customers chose Motonovo Finance every week to buy their next car, van or motorbike.This is where you come in. We are on a journey. A journey defined by a destination; to deliver on our purpose.Let us tell you a bit about the opportunityAs part of our Credit team, you'll help protect the bank from bad debt through responsible lending in line with Aldermore's Lending Policy and Group Risk Framework. You'll lead a team of underwriters, supporting the Head of Credit by overseeing proposals between £25k and £3m, ensuring consistent, high-quality decisions.You'll also engage confidently with internal and external stakeholders, always demonstrating a positive, solutions-focused approach.To act as an ambassador of the Bank's vision to; Back more people to go for it in life and in business.What will your day look like?We're looking for a Senior Credit Manager to join our Asset Finance team, focusing on flow & specialist car proposals (£25k-£3m). You'll play a key role in credit decisioning, shaping credit policy, and leading a small team to ensure high-quality underwriting and continuous improvement.Key responsibilities: Assess and approve new business proposals within your authority Help shape and refine credit strategy, policy, and automation Lead, coach, and develop team members through 1-2-1s and performance reviews Build strong relationships with internal teams and our broker panel Collaborate with Asset Management to assess asset and transaction risk Support ad hoc projects and continuous process improvementWhat do we expect from you? Extensive Asset Finance experience, particularly in B2B lending and complex credit environments Proven credit underwriting expertise with a personal delegated mandate Strong analytical skills with experience presenting high-value proposals to Credit Committee Demonstrated ability to lead teams, manage high volumes, and meet tight SLAs Skilled in negotiation, stakeholder management, and delivering solutionsWhat can you expect from us? Hybrid working model - 2 days in the office, 3 days from home A friendly and flexible culture, the same as how we work with our customers. A growing organisation that means there's lots of opportunities to progress A drive for continuous improvement, which you will be empowered to get behind from day one. And of course, you will be rewarded competitively, with a good range of core benefits and bonus potential.Still curious?Join us and we'll make the same promises to you as a colleague, as we do to each of our customers. We're committed to building a working environment that values respect, diversity, and compassion. We welcome people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background, and whether you're pregnant or on family leave.Please note that we have a thorough referencing process, which includes criminal record checks.The CompanyWe champion equality by supporting the exceptions to the rule and getting finance to where it's needed.We lend the money people save with us, to people who want to get on in life; build businesses and create employment, buy property for people to live and work in, and purchase vehicles to move families and goods around.Behaviour FrameworkOur behavioural framework underpins our purpose and strategic drivers, as it outlines the behaviours we need to demonstrate in order to succeed. Where our strategic drivers (Stay Ahead Propositions, Relationships That Last and Progressive Platform) outline what we need to do to succeed, our behaviours guide us in how. In your second interview, we'll ask you to talk through some examples where you've demonstrated these behaviours in your previous roles.The BenefitsAs you would expect, we offer a competitive basic salary and reward package, and you'll also benefit from our commitment to investing in your professional development throughout your journey with us.Benefits vary across the business depending on the role you do, but these will give you an idea of what to expect:Your Company BenefitsDiscretionary bonus scheme Aviva Digital GP Bus And Tram Benefit Employee Assistance Programme Eyecare Voucher & Display Screens/Desk Set-Up Flu Jab Vouchers Group Income Protection Life Assurance Metrolink Annual Pass & Clipper Ticket Microsoft Discounts Private Medical Insurance Shopping Discounts Toothfairy Your Workplace Pension Hybrid WorkingBenefits You Can ChooseCritical Illness Cycle To Work Dental Insurance Give As You Earn Government Tax-Free Childcare Scheme Octopus Electric Vehicles Save Our Planet Season Ticket Loan Spouse Or Partner Life Assurance Technology Wearable Technology Wellbeing App Will WritingBoost your career Find thousands of job opportunities by signing up to eFinancialCareers today. #J-18808-Ljbffr