Job Title

JOB TITLECredit Card Product ManagerDEPARTMENTProductABOUT THE COMPANYThis organisation is a purpose-driven fintech working to transform how people manage their money. With a mission to bring greater clarity, confidence, and control to personal finance, the company is building innovative digital products that empower customers to make smarter financial decisions.Backed by solid funding and a strong early-stage team, the company has launched its first credit product and is now entering an exciting scale-up phase. Their culture is collaborative, ambitious, and customer-focused — ideal for individuals who want to make meaningful impact in a fast-paced environment.ABOUT THE ROLEThe Credit Card Product Manager will be responsible for leading the end-to-end development and optimisation of the company’s credit card offering. From strategy to execution, this individual will own the roadmap, collaborate cross-functionally, and continuously improve the product based on data insights, customer feedback, and market trends.This role requires strong commercial awareness, deep understanding of the credit lifecycle, and the ability to balance regulatory compliance with customer value and product innovation.KEY RESPONSIBILITIESDefine and own the credit card product vision, strategy, and roadmapLead cross-functional product initiatives from discovery through deliveryOptimise the credit card product’s performance across key metrics including engagement, profitability, and customer satisfactionEnsure all product changes align with regulatory and compliance requirementsUse data and market research to identify product enhancements and new opportunitiesCollaborate with engineering, design, operations, marketing, and customer support teams to ensure successful execution and adoptionAdvocate for the customer throughout the product lifecycle and ensure customer outcomes are at the heart of every decisionTrack, analyse, and report on product performance using defined KPIsStay informed of industry trends, competitive offerings, and technological advancements in the credit and payments spaceIDEAL CANDIDATE PROFILERequired Experience & Skills:4+ years in product management, with specific experience in credit cards or unsecured lendingStrong understanding of the full credit lifecycle: onboarding, usage, limits, repayments, and delinquencyExperience launching and scaling financial products in a regulated environmentComfortable working with legal, risk, and compliance teams; knowledge of FCA regulations and Consumer DutyAnalytical and data-driven decision-making capabilitiesExcellent stakeholder management and communication skillsA self-starter who thrives in fast-paced, evolving environmentsDesirable:Experience in a fintech or high-growth startupFamiliarity with API integration, payment networks, and third-party data providersA personal interest in improving financial wellbeing and accessBENEFITS PACKAGECompetitive salary with annual performance review25 days annual leave + birthday off + option to buy/sell up to 5 days5 charity/volunteering days per yearPrivate medical insuranceHealth cash plan for everyday medical needsLife assurance (4x salary)Pension scheme with 3% employer and 5% employee contributionCycle to Work schemePersonal development and training budgetRegular team socials and lunch & learnsFully stocked drinks fridge and snack station