Job Title

Financial Crime AnalystLocation – London – Hybrid, 2-3 days a week in office Salary – Up to £40KMy client is an innovative fintech with an award winning lending solution distributed through brokers, direct to business & most recently through embedded finance with E-Commerce and Payment platforms. 2025 was record breaking for my client re growth in lending book, brand awareness & deal applications and we are expecting 2026 to be equally as exciting. We are therefore looking to recruit a Financial Crime Analyst to support on the volume of new lending applications & our existing customer bookYou will work closely with Head of Risk & C-Suite and we are welcome a proactive individual who can work in fast paced environments and also bring suggestions of new & improved ways of doing things!Role and ResponsibilitiesCarry out onboarding of new customers and suppliers to ensure full compliance with anti-money-laundering and financial crime regulation, with particular attention to KYC requirements for SME lendingWork with Head of Risk to identify & manage any potential fraud risks within new applications or our ongoing lending portfolioTaking ownership of customer verification on a case by case basis and driving what information is required to reduce the risk of fraud and money laundering,You’ll look into suspicious activity, help protect small businesses from fraud and financial crime, and play a key part in keeping our processes sharp and secureEnsure all internal teams 'stakeholders are educated & completing relevant KYC / AML / CDD checks when acquiring new customers Assist in evaluating the efficiency of KYC, AML and fraud-prevention controls and contribute to continuous improvement.Review work carried out by colleagues where necessary to highlight issues and provide practical guidance or basic training on financial crime indicators, KYC standards and escalation routes.Keep up to date with regulatory developments within or outside of the company as well as evolving best practices in financial crime and compliance control.Prepare routine financial crime and compliance reports for senior management and assist with any regulatory information requests.Ensure GDPR and record-retention guidelines are adhered to for customer data as well as internally.Help promote a strong culture of good conduct, financial crime awareness and compliance across the business.Skills and AttributesProven experience in KYC, CDD, AML and fraud-prevention work within SME lending, with the ability to support and develop effective day-to-day processes.Strong understanding of relevant regulatory expectations relating to lending, AML, sanctions, fraud, record keeping and customer risk assessment.Good knowledge of reporting procedures, documentation standards and audit or regulatory requirements.Methodical, diligent and organised with strong attention to detail.An analytical mind able to understand the complexities of procedures, financial crime typologies and regulatory requirements.Excellent communication skills and the ability to work collaboratively across different teams.