Job Title

Surrey (Hybrid 2 days in office, 3 days from home)Competitive Basic Salary + Bonus + Excellent BenefitsAn exciting opportunity has arisen for an experienced Proposal Review Analyst to join a well-established and growing organisation within the Asset Finance sector.This role sits within an independent function positioned between Sales and Risk, working collaboratively with both teams to manage the full proposal lifecycle, from receipt of application through to funding payout, while maintaining a strong and robust risk culture.The successful candidate will play a pivotal role in optimising deal flow, improving response times to vendors and customers, and ensuring seamless risk management across both credit and introducer applications.The team manages the full proposal and vendor application process, covering credit applications, introducer reviews, and vendor programme approvals. Working closely with Sales and Risk, you will ensure proposals are thoroughly reviewed, appropriately structured, and aligned with policy and risk appetite.Key responsibilities include:Taking ownership of the end-to-end deal and vendor application process, reviewing lending proposals received from Vendors/Sales and preparing comprehensive submissions to the Risk function within agreed SLAsWorking collaboratively with Sales Managers to ensure proposals are complete, accurately structured, appropriately priced, and within policy and appetiteEngaging with Risk teams (both UK-based and international stakeholders where applicable) to facilitate efficient credit approvalsReviewing deal pipelines with Sales to proactively address risk appetite considerations prior to formal submissionDemonstrating high levels of diligence and accuracy when collating exposure data, limits, and supporting documentationEnsuring Risk conditions and documentation are prepared in line with approval requirements ahead of payoutCoordinating input from internal departments including Asset Management, Legal, and Collections to ensure well rounded proposal supportSupporting the onboarding of new introducers and reviewing requests for vendor programme limit increasesContributing to reporting and portfolio monitoring requirementsIdentifying and proposing process improvements to optimise deal flow and enhance customer serviceWorking closely with senior stakeholders to continuously refine and strengthen the proposal review frameworkTo succeed in this role, you will bring a strong blend of credit expertise, commercial awareness, and stakeholder management skills.You will ideally have:35 years experience within Asset Finance credit and/or sales functionsStrong experience analysing and interpreting financial statements across a range of industriesExperience managing proposals within a Sales channel environmentConfidence analysing both secured and unsecured mid-ticket transactionsExposure to structured lending and cashflow-based transactionsStrong understanding of asset finance products and funding structuresExcellent analytical skills combined with commercial judgementThe ability to build effective working relationships with Sales Account/Relationship Managers and Risk ManagersStrong organisational skills with the ability to work under pressure and meet service level deadlinesClear and concise written and verbal communication skillsGood Microsoft Excel and Word skills, including report preparation and data manipulationA proactive, professional and collaborative approachWhats on OfferCompetitive basic salaryPerformance-related bonusHybrid working (2 days office / 3 days home)Comprehensive benefits packageA collaborative, professional environment with strong career development potentialThis is a fantastic opportunity for an experienced Asset Finance professional seeking a role that combines commercial engagement with robust risk oversight, within a business that values partnership, efficiency, and continuous improvement.For further information or to apply, please get in touch with Adam Sommerville of James George Recruitment.JBRP1_UKTJ