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Description :At Regions, the Mortgage Loan Officerdirects origination of residential mortgage loans from a borrower through a branch network.Primary ResponsibilitiesCompletes mortgage applications for submission to the loan processing and underwriting departmentsEvaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit historyMaintains contact with loan customer, communicating progress of loan and obtaining any required documentationStructures loan to comply with acceptable lending practices and Federal regulationsEstablishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contactAnswers customer calls and walk- in customers to discuss various loan products and qualification informationMakes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing businessCross-sells other bank products and servicesReads surveys and appraisals, and takes necessary steps to correct encroachments and violationsMay participate in networking through professional, business and community organizations and activities to promote and market loan productsThis position requires the tracking of time and is eligible for overtimefor hours worked in excess of 40 per week under theFair Labor Standards Act.This is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate’s location, performance, and production.This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to for more information.RequirementsHigh School Diploma or GEDOne (1)year of mortgage lending experience with proven mortgage productionAbundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial plannersPreferencesBachelor's degreePrior Mortgage Loan Officer experienceSkills and CompetenciesGood organizational skillsKnowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs,etc.Knowledgeable on agency and investor regulations and guidelinesMust be able to build and maintain internal and external relationships to deliver high levels of serviceMust be able to multi-task competing priorities and meet tight deadlinesProficient in Microsoft Office productsSales acumenStrong written and verbal communication skillsPositions may be available in other cities within South Carolina.Strong preference for MLOs with recent proven production of 10M or greater annually.Position TypeFull timeIncentive Pay Plans:This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.Position TypeFull timeBenefits InformationRegions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.Paid Vacation/Sick Time401K with Company MatchMedical, Dental and Vision BenefitsDisability BenefitsHealth Savings AccountFlexible Spending AccountLife InsuranceParental LeaveEmployee Assistance ProgramAssociate Volunteer ProgramPlease note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.Location DetailsGreenville South Carolina MainLocation:Greenville, South CarolinaEqual Opportunity Employer/including Disabled/VeteransJob applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.