Description Location: On site in Birmingham, AL, Metairie, LA or Kenner, LA. Summary : The Mortgage Processor Role will be responsible for performing a variety of documentation duties related to both agency and portfolio loans while ensuring compliance with policies and procedures for all loan products. Candidates must possess proficiency with technology and a strong sense of urgency with an ability to work in a team environment while maintaining excellent organization and communication skills. Candidates must also have the ability to self-manage a pipeline of 25-35 loans at all times. Essential Duties and Responsibilities : u2022 Ability to self-manage a pipeline of 25-35 loans on a daily/weekly basis. u2022 Ability to calculate complex income streams and assist in restructuring of loan files. u2022 Maintain daily workflow prioritization to ensure closing dates are met. u2022 Adhere to published SLAs to promote effective pipeline management. u2022 Order all required verifications and documentation as required by product guidelines and underwriting. u2022 Analyze and ensure all documentation received are accurate and meets product guidelines and underwriting conditions. u2022 Responsible for monitoring rate locks and initiating any Change of Circumstances for re-disclosure requirements. u2022 Ensure follow-up to all Pre-Funding and Post-Closing Audits as requested. u2022 Provide excellent customer service to both internal and external clients. u2022 Communicate effectively with all parties to the transaction to keep them informed of file status. u2022 Mentor and provide assistance to Mortgage Processors I and II. u2022 All other duties as assigned Qualifications : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. u2022 High school Diploma or General education degree with a minimum of five years of Mortgage Loan Processing experience. u2022 Ability to effectively use various computer software applications. u2022 Ability to embrace and adopt all Technology as set forth by the line(s) of businesses. u2022 Working knowledge of Mortgage Residential Loan Workflow from Origination to Post Closing. u2022 Basic accounting and mathematical skills. u2022 Ability to effectively Multitask. u2022 Work successfully in a fast-paced working environment and meet critical deadlines. u2022 Delivers excellent verbal customer service. u2022 Demonstrates Leadership u2022 Excellent interpersonal skills/Champions Teamwork u2022 Goal and success oriented. u2022 Self-Starter u2022 Highly organized, proven track record of successfully managing Time and Pipeline execution. u2022 A u201csalesu201d mindset u2022 Retail channel experience (partnering with MLOs, Operations, Underwriters, Regional Mgrs. & Bank Execs). u2022 Focus on Quality and Understanding of Regulation/Compliance requirements. u2022 Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful. u2022 Ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines. u2022 Commitment to a positive customer experience (internal and external). NMLS Language As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at Benefit Highlights u2022 Medical with wellness incentives, dental, and vision u2022 HSA with company match u2022 Maternity and parental leave u2022 Tuition reimbursement u2022 Mentor program u2022 401(k) with 6% match u2022 More -- /First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights ( notice from the Department of Labor.
Job Title
Mortgage Loan Processor