Job Title

DescriptionOlyFed employees love the places we work and the communities we serve. In addition to a generous benefit package and opportunities for career growth, OlyFed employees are able to boast about working for an organization with a positive reputation and a proven commitment to our communities.OlyFed prides itself on a history of personal, high-quality service to our customers and community. The spirit of giving is built into our charter and culture. Each year OlyFed dedicates 5-15% of its revenues to community support. In addition to corporate financial contributions, our employees extend the policy of community involvement by donating their time and talents.The Loan Officer will provide prompt, knowledgeable, and courteous service to loan customers for all types of Association loan programs (mortgage, consumer, etc.). Receive loan applications, order required documentation, analyze, and submit applications to underwriting for determination.ESSENTIAL DUTIES & RESPONSIBILITIES:Advise individuals of OlyFed lending programs and quote loan interest rates and fees.Provide appropriate application forms and disclosures. Assist customers with completion.Request confidential financial and ECOA information from loan applicants, complying with state and federal lending regulations and Association loan policies.Analyze, evaluate, and prepare file for loan processing. Present or submit application and documentation to underwriting for loan decision and make recommendations.Prepare initial loan modifications for servicing. Input data for HMDA/LARS report maintenance.Prepare monthly cross-sales and transaction logs and other reports as necessary.Understand and refer association products and services.Actively network and promote products at community and Oly Fed sponsored events to facilitate growth, which are occasionally outside of normal working hours.Participate in community education outreach.Other duties as assigned.RequirementsKNOWLEDGE, SKILLS AND ABILITY REQUIREMENTS:Meet or exceed annual production goals as established by the Association.Excellent public and customer relations skills to effectively communicate with internal and external customers, determine their needs, and maintain their confidence.Thorough understanding of banking regulations and Association policies and procedures with demonstrated ability to interpret and apply policies and regulations quickly and anization and flexibility to prioritize workload in a fast-paced, customer-driven environment.Utilize analytical techniques and exercise independent judgment to identify strategies to solve problems and complex customer needs.Keep abreast of changing business and economic developments and real estate submarkets.Exercise customer confidentiality and discretionary judgment.Exceptional written and verbal communication skills including the ability to clearly communicate and explain complex banking, lending and legal regulations and documents.Proficiency in basic computer programs with ability to learn new software.Read, write, speak, and understand English well. Perform basic calculations.Travel to other OlyFed branches and community events.QUALIFICATIONS:At least three years' experience as a mortgage loan officer or five or more years' experience in lending or a closely related field preferred.Demonstrated in-depth knowledge of lending in the Thurston, Mason, and Lewis County markets.Requires National Mortgage Licensing System and Registry (NMLS) Registration under the terms of the SAFE Mortgage Licensing Act. To be registered with OlyFed.Bachelor's degree or equivalent experience and training in a related field preferred.Must be bondable.PHYSICAL DEMANDS & WORK ENVIRONMENT/CONDITIONS:Duties are performed in usual office conditions. Ability to operate stand