Job Title

Job Description The Mortgage Loan Originator is responsible for proactively soliciting new residential mortgage business through internal and external sources in an assigned geographic area. This individual will participate in business related development opportunities, professional organizations, and community efforts to promote homeownership. Essential Functions u2022 Ensure compliance with third party agencies and vendors u2022 Ensure exceptional customer service experience throughout the loan origination process. u2022 Interact with other team members and other departments in a professional manner u2022 Submit complete credit applications with supporting documentation u2022 Develop and maintain successful relationships with internal and external referral sources u2022 Prospect new mortgage lending opportunities u2022 Facilitate communication activities with customers and referral sources during loan origination process u2022 Review applications, credit files, and customer qualifications to determine appropriate loan products and pricing u2022 Counsel and coach loan applicants to assist them towards their goals and to deliver the best loan products for their needs u2022 Request timely loan rate locks for Secondary Marketing u2022 Maintain up-to-date knowledge of loan products including conventional, portfolio, FHA,VA, USDA-Rural Housing programs and secondary market rules u2022 Achieve production and quality goals u2022 Cross-sell other Northwest products and services to loan applicants Additional Essential Functions u2022 Ensure compliance with Northwestu2019s policies and procedures, and Federal/State regulations u2022 Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency u2022 Work as part of a team u2022 Work with on-site equipment QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work Experience u2022 3 - 5 years mortgage origination or sales experience Education u2022 High School Diploma General Employee Knowledge, Skills, and Abilities u2022 Ability to establish effective working relationships among team members and participate in solving problems and making decisions u2022 Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written u2022 Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information u2022 Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information u2022 Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas Additional Knowledge, Skills and Abilities Ability to successfully meet production and quality goals Knowledge of banking industry laws, regulations, and the retail origination process Knowledge of conventional, government loan products and guidelines including Fannie Mae, Freddie Mac, FHA, USDA-Rural Housing and VA loans Knowledge of Ellie Mae-Encompass Loan Origination software, Freddie Mac u2013 Loan Product Advisor and Optimal Blue pricing engine Knowledge of retail mortgage loan pricing Sales skills with the ability to turn prospects into customers Strong networking and organizational skills Ability to work collaboratively and manage multiple deadlines and priorities Licenses and Certifications Nmls Registry Per the SAFE Act, annual renewal as a condition of employment Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees. A t Northwest, weu2019re here for what's next. Whether we're finding opportunities for families, businesses and communities or opening doors for our team, we share a passion for helping the people around us succeed. And we know that in order to provide the highest level of care, we need to understand unique experiences and perspectives. That's why, whether you're interested in a corporate role or something customer-facing, your talent and voice matter. Here, you belong. Working at Northwest, you'll find that we recognize our employees for the important work they do through competitive compensation and benefits, professional development opportunities and by regularly celebrating wins along the way. So, take a look at the opportunities here. And join us as we move into the future making a difference for the people we serve.